LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,469
−HK$6,802/mo
▼ 0.25% · 3.875%
HK$111,843
−HK$3,428/mo
Today · 4.125%
HK$115,271
baseline
▲ 0.50% · 4.625%
HK$122,285
+HK$7,014/mo
Deposit HK$23.78M · loan HK$23.78M · min. income ≈ HK$230,542/mo (50% DSR)
Upfront cash ≈ HK$25.81M (deposit + AVD stamp duty HK$2,021,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,671
−HK$6,520/mo
▼ 0.25% · 3.875%
HK$123,907
−HK$3,284/mo
Today · 4.125%
HK$127,191
baseline
▲ 0.50% · 4.625%
HK$133,895
+HK$6,704/mo
Deposit HK$23.78M · loan HK$23.78M · min. income ≈ HK$254,382/mo (50% DSR)
Upfront cash ≈ HK$25.81M (deposit + AVD stamp duty HK$2,021,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,163
−HK$8,163/mo
▼ 0.25% · 3.875%
HK$134,212
−HK$4,114/mo
Today · 4.125%
HK$138,326
baseline
▲ 0.50% · 4.625%
HK$146,742
+HK$8,416/mo
Deposit HK$19.03M · loan HK$28.54M · min. income ≈ HK$276,652/mo (50% DSR)
Upfront cash ≈ HK$21.05M (deposit + AVD stamp duty HK$2,021,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,805
−HK$7,824/mo
▼ 0.25% · 3.875%
HK$148,689
−HK$3,940/mo
Today · 4.125%
HK$152,629
baseline
▲ 0.50% · 4.625%
HK$160,674
+HK$8,045/mo
Deposit HK$19.03M · loan HK$28.54M · min. income ≈ HK$305,258/mo (50% DSR)
Upfront cash ≈ HK$21.05M (deposit + AVD stamp duty HK$2,021,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,857
−HK$9,523/mo
▼ 0.25% · 3.875%
HK$156,581
−HK$4,799/mo
Today · 4.125%
HK$161,380
baseline
▲ 0.50% · 4.625%
HK$171,200
+HK$9,820/mo
Deposit HK$14.27M · loan HK$33.30M · min. income ≈ HK$322,760/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$2,021,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,940
−HK$9,127/mo
▼ 0.25% · 3.875%
HK$173,470
−HK$4,597/mo
Today · 4.125%
HK$178,067
baseline
▲ 0.50% · 4.625%
HK$187,453
+HK$9,386/mo
Deposit HK$14.27M · loan HK$33.30M · min. income ≈ HK$356,134/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$2,021,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,245
−HK$12,244/mo
▼ 0.25% · 3.875%
HK$201,318
−HK$6,171/mo
Today · 4.125%
HK$207,489
baseline
▲ 0.50% · 4.625%
HK$220,114
+HK$12,625/mo
Deposit HK$4.76M · loan HK$42.81M · min. income ≈ HK$414,978/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$2,021,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,208
−HK$11,735/mo
▼ 0.25% · 3.875%
HK$223,033
−HK$5,910/mo
Today · 4.125%
HK$228,943
baseline
▲ 0.50% · 4.625%
HK$241,011
+HK$12,068/mo
Deposit HK$4.76M · loan HK$42.81M · min. income ≈ HK$457,886/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$2,021,681 · Scale 2, in force from 26 Feb 2026)