LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,472
−HK$6,803/mo
▼ 0.25% · 3.875%
HK$111,847
−HK$3,428/mo
Today · 4.125%
HK$115,275
baseline
▲ 0.50% · 4.625%
HK$122,289
+HK$7,014/mo
Deposit HK$23.79M · loan HK$23.79M · min. income ≈ HK$230,550/mo (50% DSR)
Upfront cash ≈ HK$25.81M (deposit + AVD stamp duty HK$2,021,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,674
−HK$6,520/mo
▼ 0.25% · 3.875%
HK$123,911
−HK$3,283/mo
Today · 4.125%
HK$127,194
baseline
▲ 0.50% · 4.625%
HK$133,899
+HK$6,705/mo
Deposit HK$23.79M · loan HK$23.79M · min. income ≈ HK$254,388/mo (50% DSR)
Upfront cash ≈ HK$25.81M (deposit + AVD stamp duty HK$2,021,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,167
−HK$8,163/mo
▼ 0.25% · 3.875%
HK$134,216
−HK$4,114/mo
Today · 4.125%
HK$138,330
baseline
▲ 0.50% · 4.625%
HK$146,747
+HK$8,417/mo
Deposit HK$19.03M · loan HK$28.54M · min. income ≈ HK$276,660/mo (50% DSR)
Upfront cash ≈ HK$21.05M (deposit + AVD stamp duty HK$2,021,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,809
−HK$7,824/mo
▼ 0.25% · 3.875%
HK$148,693
−HK$3,940/mo
Today · 4.125%
HK$152,633
baseline
▲ 0.50% · 4.625%
HK$160,678
+HK$8,045/mo
Deposit HK$19.03M · loan HK$28.54M · min. income ≈ HK$305,266/mo (50% DSR)
Upfront cash ≈ HK$21.05M (deposit + AVD stamp duty HK$2,021,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,861
−HK$9,523/mo
▼ 0.25% · 3.875%
HK$156,585
−HK$4,799/mo
Today · 4.125%
HK$161,384
baseline
▲ 0.50% · 4.625%
HK$171,204
+HK$9,820/mo
Deposit HK$14.27M · loan HK$33.30M · min. income ≈ HK$322,768/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$2,021,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,944
−HK$9,128/mo
▼ 0.25% · 3.875%
HK$173,475
−HK$4,597/mo
Today · 4.125%
HK$178,072
baseline
▲ 0.50% · 4.625%
HK$187,458
+HK$9,386/mo
Deposit HK$14.27M · loan HK$33.30M · min. income ≈ HK$356,144/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$2,021,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,250
−HK$12,244/mo
▼ 0.25% · 3.875%
HK$201,324
−HK$6,170/mo
Today · 4.125%
HK$207,494
baseline
▲ 0.50% · 4.625%
HK$220,120
+HK$12,626/mo
Deposit HK$4.76M · loan HK$42.81M · min. income ≈ HK$414,988/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$2,021,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,214
−HK$11,735/mo
▼ 0.25% · 3.875%
HK$223,040
−HK$5,909/mo
Today · 4.125%
HK$228,949
baseline
▲ 0.50% · 4.625%
HK$241,018
+HK$12,069/mo
Deposit HK$4.76M · loan HK$42.81M · min. income ≈ HK$457,898/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$2,021,737 · Scale 2, in force from 26 Feb 2026)