LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,849
−HK$680/mo
▼ 0.25% · 3.875%
HK$11,186
−HK$343/mo
Today · 4.125%
HK$11,529
baseline
▲ 0.50% · 4.625%
HK$12,230
+HK$701/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$23,058/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$93,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,069
−HK$652/mo
▼ 0.25% · 3.875%
HK$12,393
−HK$328/mo
Today · 4.125%
HK$12,721
baseline
▲ 0.50% · 4.625%
HK$13,392
+HK$671/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$25,442/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$93,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,018
−HK$817/mo
▼ 0.25% · 3.875%
HK$13,423
−HK$412/mo
Today · 4.125%
HK$13,835
baseline
▲ 0.50% · 4.625%
HK$14,677
+HK$842/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$27,670/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$93,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,483
−HK$782/mo
▼ 0.25% · 3.875%
HK$14,871
−HK$394/mo
Today · 4.125%
HK$15,265
baseline
▲ 0.50% · 4.625%
HK$16,070
+HK$805/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$30,530/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$93,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,188
−HK$953/mo
▼ 0.25% · 3.875%
HK$15,661
−HK$480/mo
Today · 4.125%
HK$16,141
baseline
▲ 0.50% · 4.625%
HK$17,123
+HK$982/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$32,282/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$93,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,897
−HK$912/mo
▼ 0.25% · 3.875%
HK$17,350
−HK$459/mo
Today · 4.125%
HK$17,809
baseline
▲ 0.50% · 4.625%
HK$18,748
+HK$939/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$35,618/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$93,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,528
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,135
−HK$617/mo
Today · 4.125%
HK$20,752
baseline
▲ 0.50% · 4.625%
HK$22,015
+HK$1,263/mo
Deposit HK$476K · loan HK$4.28M · min. income ≈ HK$41,504/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$93,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,724
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,307
−HK$591/mo
Today · 4.125%
HK$22,898
baseline
▲ 0.50% · 4.625%
HK$24,105
+HK$1,207/mo
Deposit HK$476K · loan HK$4.28M · min. income ≈ HK$45,796/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$93,264 · Scale 2, in force from 26 Feb 2026)