LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,849
−HK$680/mo
▼ 0.25% · 3.875%
HK$11,187
−HK$342/mo
Today · 4.125%
HK$11,529
baseline
▲ 0.50% · 4.625%
HK$12,231
+HK$702/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$23,058/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$93,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,070
−HK$652/mo
▼ 0.25% · 3.875%
HK$12,393
−HK$329/mo
Today · 4.125%
HK$12,722
baseline
▲ 0.50% · 4.625%
HK$13,392
+HK$670/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$25,444/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$93,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,019
−HK$816/mo
▼ 0.25% · 3.875%
HK$13,424
−HK$411/mo
Today · 4.125%
HK$13,835
baseline
▲ 0.50% · 4.625%
HK$14,677
+HK$842/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$27,670/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$93,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,483
−HK$783/mo
▼ 0.25% · 3.875%
HK$14,872
−HK$394/mo
Today · 4.125%
HK$15,266
baseline
▲ 0.50% · 4.625%
HK$16,071
+HK$805/mo
Deposit HK$1.90M · loan HK$2.85M · min. income ≈ HK$30,532/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$93,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,189
−HK$952/mo
▼ 0.25% · 3.875%
HK$15,661
−HK$480/mo
Today · 4.125%
HK$16,141
baseline
▲ 0.50% · 4.625%
HK$17,123
+HK$982/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$32,282/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$93,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,897
−HK$913/mo
▼ 0.25% · 3.875%
HK$17,351
−HK$459/mo
Today · 4.125%
HK$17,810
baseline
▲ 0.50% · 4.625%
HK$18,749
+HK$939/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$35,620/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$93,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,528
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,136
−HK$617/mo
Today · 4.125%
HK$20,753
baseline
▲ 0.50% · 4.625%
HK$22,016
+HK$1,263/mo
Deposit HK$476K · loan HK$4.28M · min. income ≈ HK$41,506/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$93,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,725
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,308
−HK$591/mo
Today · 4.125%
HK$22,899
baseline
▲ 0.50% · 4.625%
HK$24,106
+HK$1,207/mo
Deposit HK$476K · loan HK$4.28M · min. income ≈ HK$45,798/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$93,286 · Scale 2, in force from 26 Feb 2026)