LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,492
−HK$6,803/mo
▼ 0.25% · 3.875%
HK$111,867
−HK$3,428/mo
Today · 4.125%
HK$115,295
baseline
▲ 0.50% · 4.625%
HK$122,311
+HK$7,016/mo
Deposit HK$23.79M · loan HK$23.79M · min. income ≈ HK$230,590/mo (50% DSR)
Upfront cash ≈ HK$25.81M (deposit + AVD stamp duty HK$2,022,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,696
−HK$6,521/mo
▼ 0.25% · 3.875%
HK$123,933
−HK$3,284/mo
Today · 4.125%
HK$127,217
baseline
▲ 0.50% · 4.625%
HK$133,923
+HK$6,706/mo
Deposit HK$23.79M · loan HK$23.79M · min. income ≈ HK$254,434/mo (50% DSR)
Upfront cash ≈ HK$25.81M (deposit + AVD stamp duty HK$2,022,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,190
−HK$8,164/mo
▼ 0.25% · 3.875%
HK$134,240
−HK$4,114/mo
Today · 4.125%
HK$138,354
baseline
▲ 0.50% · 4.625%
HK$146,773
+HK$8,419/mo
Deposit HK$19.03M · loan HK$28.55M · min. income ≈ HK$276,708/mo (50% DSR)
Upfront cash ≈ HK$21.05M (deposit + AVD stamp duty HK$2,022,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,835
−HK$7,825/mo
▼ 0.25% · 3.875%
HK$148,720
−HK$3,940/mo
Today · 4.125%
HK$152,660
baseline
▲ 0.50% · 4.625%
HK$160,707
+HK$8,047/mo
Deposit HK$19.03M · loan HK$28.55M · min. income ≈ HK$305,320/mo (50% DSR)
Upfront cash ≈ HK$21.05M (deposit + AVD stamp duty HK$2,022,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,889
−HK$9,524/mo
▼ 0.25% · 3.875%
HK$156,613
−HK$4,800/mo
Today · 4.125%
HK$161,413
baseline
▲ 0.50% · 4.625%
HK$171,235
+HK$9,822/mo
Deposit HK$14.27M · loan HK$33.31M · min. income ≈ HK$322,826/mo (50% DSR)
Upfront cash ≈ HK$16.30M (deposit + AVD stamp duty HK$2,022,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,974
−HK$9,130/mo
▼ 0.25% · 3.875%
HK$173,506
−HK$4,598/mo
Today · 4.125%
HK$178,104
baseline
▲ 0.50% · 4.625%
HK$187,492
+HK$9,388/mo
Deposit HK$14.27M · loan HK$33.31M · min. income ≈ HK$356,208/mo (50% DSR)
Upfront cash ≈ HK$16.30M (deposit + AVD stamp duty HK$2,022,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,285
−HK$12,246/mo
▼ 0.25% · 3.875%
HK$201,360
−HK$6,171/mo
Today · 4.125%
HK$207,531
baseline
▲ 0.50% · 4.625%
HK$220,159
+HK$12,628/mo
Deposit HK$4.76M · loan HK$42.82M · min. income ≈ HK$415,062/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$2,022,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,253
−HK$11,737/mo
▼ 0.25% · 3.875%
HK$223,079
−HK$5,911/mo
Today · 4.125%
HK$228,990
baseline
▲ 0.50% · 4.625%
HK$241,061
+HK$12,071/mo
Deposit HK$4.76M · loan HK$42.82M · min. income ≈ HK$457,980/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$2,022,098 · Scale 2, in force from 26 Feb 2026)