LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,498
−HK$6,803/mo
▼ 0.25% · 3.875%
HK$111,873
−HK$3,428/mo
Today · 4.125%
HK$115,301
baseline
▲ 0.50% · 4.625%
HK$122,317
+HK$7,016/mo
Deposit HK$23.79M · loan HK$23.79M · min. income ≈ HK$230,602/mo (50% DSR)
Upfront cash ≈ HK$25.81M (deposit + AVD stamp duty HK$2,022,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,703
−HK$6,521/mo
▼ 0.25% · 3.875%
HK$123,940
−HK$3,284/mo
Today · 4.125%
HK$127,224
baseline
▲ 0.50% · 4.625%
HK$133,930
+HK$6,706/mo
Deposit HK$23.79M · loan HK$23.79M · min. income ≈ HK$254,448/mo (50% DSR)
Upfront cash ≈ HK$25.81M (deposit + AVD stamp duty HK$2,022,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,197
−HK$8,165/mo
▼ 0.25% · 3.875%
HK$134,247
−HK$4,115/mo
Today · 4.125%
HK$138,362
baseline
▲ 0.50% · 4.625%
HK$146,781
+HK$8,419/mo
Deposit HK$19.03M · loan HK$28.55M · min. income ≈ HK$276,724/mo (50% DSR)
Upfront cash ≈ HK$21.05M (deposit + AVD stamp duty HK$2,022,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,843
−HK$7,825/mo
▼ 0.25% · 3.875%
HK$148,728
−HK$3,940/mo
Today · 4.125%
HK$152,668
baseline
▲ 0.50% · 4.625%
HK$160,716
+HK$8,048/mo
Deposit HK$19.03M · loan HK$28.55M · min. income ≈ HK$305,336/mo (50% DSR)
Upfront cash ≈ HK$21.05M (deposit + AVD stamp duty HK$2,022,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,897
−HK$9,525/mo
▼ 0.25% · 3.875%
HK$156,622
−HK$4,800/mo
Today · 4.125%
HK$161,422
baseline
▲ 0.50% · 4.625%
HK$171,244
+HK$9,822/mo
Deposit HK$14.27M · loan HK$33.31M · min. income ≈ HK$322,844/mo (50% DSR)
Upfront cash ≈ HK$16.30M (deposit + AVD stamp duty HK$2,022,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,984
−HK$9,129/mo
▼ 0.25% · 3.875%
HK$173,516
−HK$4,597/mo
Today · 4.125%
HK$178,113
baseline
▲ 0.50% · 4.625%
HK$187,502
+HK$9,389/mo
Deposit HK$14.27M · loan HK$33.31M · min. income ≈ HK$356,226/mo (50% DSR)
Upfront cash ≈ HK$16.30M (deposit + AVD stamp duty HK$2,022,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,296
−HK$12,246/mo
▼ 0.25% · 3.875%
HK$201,371
−HK$6,171/mo
Today · 4.125%
HK$207,542
baseline
▲ 0.50% · 4.625%
HK$220,171
+HK$12,629/mo
Deposit HK$4.76M · loan HK$42.82M · min. income ≈ HK$415,084/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$2,022,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,265
−HK$11,738/mo
▼ 0.25% · 3.875%
HK$223,091
−HK$5,912/mo
Today · 4.125%
HK$229,003
baseline
▲ 0.50% · 4.625%
HK$241,074
+HK$12,071/mo
Deposit HK$4.76M · loan HK$42.82M · min. income ≈ HK$458,006/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$2,022,207 · Scale 2, in force from 26 Feb 2026)