LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,517
−HK$6,805/mo
▼ 0.25% · 3.875%
HK$111,892
−HK$3,430/mo
Today · 4.125%
HK$115,322
baseline
▲ 0.50% · 4.625%
HK$122,339
+HK$7,017/mo
Deposit HK$23.79M · loan HK$23.79M · min. income ≈ HK$230,644/mo (50% DSR)
Upfront cash ≈ HK$25.82M (deposit + AVD stamp duty HK$2,022,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,724
−HK$6,522/mo
▼ 0.25% · 3.875%
HK$123,962
−HK$3,284/mo
Today · 4.125%
HK$127,246
baseline
▲ 0.50% · 4.625%
HK$133,953
+HK$6,707/mo
Deposit HK$23.79M · loan HK$23.79M · min. income ≈ HK$254,492/mo (50% DSR)
Upfront cash ≈ HK$25.82M (deposit + AVD stamp duty HK$2,022,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,220
−HK$8,166/mo
▼ 0.25% · 3.875%
HK$134,271
−HK$4,115/mo
Today · 4.125%
HK$138,386
baseline
▲ 0.50% · 4.625%
HK$146,806
+HK$8,420/mo
Deposit HK$19.04M · loan HK$28.55M · min. income ≈ HK$276,772/mo (50% DSR)
Upfront cash ≈ HK$21.06M (deposit + AVD stamp duty HK$2,022,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,869
−HK$7,826/mo
▼ 0.25% · 3.875%
HK$148,754
−HK$3,941/mo
Today · 4.125%
HK$152,695
baseline
▲ 0.50% · 4.625%
HK$160,744
+HK$8,049/mo
Deposit HK$19.04M · loan HK$28.55M · min. income ≈ HK$305,390/mo (50% DSR)
Upfront cash ≈ HK$21.06M (deposit + AVD stamp duty HK$2,022,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,923
−HK$9,527/mo
▼ 0.25% · 3.875%
HK$156,649
−HK$4,801/mo
Today · 4.125%
HK$161,450
baseline
▲ 0.50% · 4.625%
HK$171,274
+HK$9,824/mo
Deposit HK$14.28M · loan HK$33.31M · min. income ≈ HK$322,900/mo (50% DSR)
Upfront cash ≈ HK$16.30M (deposit + AVD stamp duty HK$2,022,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,013
−HK$9,132/mo
▼ 0.25% · 3.875%
HK$173,546
−HK$4,599/mo
Today · 4.125%
HK$178,145
baseline
▲ 0.50% · 4.625%
HK$187,535
+HK$9,390/mo
Deposit HK$14.28M · loan HK$33.31M · min. income ≈ HK$356,290/mo (50% DSR)
Upfront cash ≈ HK$16.30M (deposit + AVD stamp duty HK$2,022,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,330
−HK$12,249/mo
▼ 0.25% · 3.875%
HK$201,406
−HK$6,173/mo
Today · 4.125%
HK$207,579
baseline
▲ 0.50% · 4.625%
HK$220,210
+HK$12,631/mo
Deposit HK$4.76M · loan HK$42.83M · min. income ≈ HK$415,158/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$2,022,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,303
−HK$11,740/mo
▼ 0.25% · 3.875%
HK$223,131
−HK$5,912/mo
Today · 4.125%
HK$229,043
baseline
▲ 0.50% · 4.625%
HK$241,116
+HK$12,073/mo
Deposit HK$4.76M · loan HK$42.83M · min. income ≈ HK$458,086/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$2,022,563 · Scale 2, in force from 26 Feb 2026)