LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,520
−HK$6,806/mo
▼ 0.25% · 3.875%
HK$111,896
−HK$3,430/mo
Today · 4.125%
HK$115,326
baseline
▲ 0.50% · 4.625%
HK$122,343
+HK$7,017/mo
Deposit HK$23.80M · loan HK$23.80M · min. income ≈ HK$230,652/mo (50% DSR)
Upfront cash ≈ HK$25.82M (deposit + AVD stamp duty HK$2,022,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,728
−HK$6,522/mo
▼ 0.25% · 3.875%
HK$123,966
−HK$3,284/mo
Today · 4.125%
HK$127,250
baseline
▲ 0.50% · 4.625%
HK$133,958
+HK$6,708/mo
Deposit HK$23.80M · loan HK$23.80M · min. income ≈ HK$254,500/mo (50% DSR)
Upfront cash ≈ HK$25.82M (deposit + AVD stamp duty HK$2,022,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,225
−HK$8,166/mo
▼ 0.25% · 3.875%
HK$134,275
−HK$4,116/mo
Today · 4.125%
HK$138,391
baseline
▲ 0.50% · 4.625%
HK$146,811
+HK$8,420/mo
Deposit HK$19.04M · loan HK$28.55M · min. income ≈ HK$276,782/mo (50% DSR)
Upfront cash ≈ HK$21.06M (deposit + AVD stamp duty HK$2,022,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,873
−HK$7,828/mo
▼ 0.25% · 3.875%
HK$148,759
−HK$3,942/mo
Today · 4.125%
HK$152,701
baseline
▲ 0.50% · 4.625%
HK$160,750
+HK$8,049/mo
Deposit HK$19.04M · loan HK$28.55M · min. income ≈ HK$305,402/mo (50% DSR)
Upfront cash ≈ HK$21.06M (deposit + AVD stamp duty HK$2,022,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,929
−HK$9,527/mo
▼ 0.25% · 3.875%
HK$156,654
−HK$4,802/mo
Today · 4.125%
HK$161,456
baseline
▲ 0.50% · 4.625%
HK$171,280
+HK$9,824/mo
Deposit HK$14.28M · loan HK$33.31M · min. income ≈ HK$322,912/mo (50% DSR)
Upfront cash ≈ HK$16.30M (deposit + AVD stamp duty HK$2,022,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,019
−HK$9,132/mo
▼ 0.25% · 3.875%
HK$173,552
−HK$4,599/mo
Today · 4.125%
HK$178,151
baseline
▲ 0.50% · 4.625%
HK$187,541
+HK$9,390/mo
Deposit HK$14.28M · loan HK$33.31M · min. income ≈ HK$356,302/mo (50% DSR)
Upfront cash ≈ HK$16.30M (deposit + AVD stamp duty HK$2,022,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,337
−HK$12,249/mo
▼ 0.25% · 3.875%
HK$201,413
−HK$6,173/mo
Today · 4.125%
HK$207,586
baseline
▲ 0.50% · 4.625%
HK$220,217
+HK$12,631/mo
Deposit HK$4.76M · loan HK$42.83M · min. income ≈ HK$415,172/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$2,022,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,310
−HK$11,741/mo
▼ 0.25% · 3.875%
HK$223,138
−HK$5,913/mo
Today · 4.125%
HK$229,051
baseline
▲ 0.50% · 4.625%
HK$241,124
+HK$12,073/mo
Deposit HK$4.76M · loan HK$42.83M · min. income ≈ HK$458,102/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$2,022,632 · Scale 2, in force from 26 Feb 2026)