LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,852
−HK$681/mo
▼ 0.25% · 3.875%
HK$11,190
−HK$343/mo
Today · 4.125%
HK$11,533
baseline
▲ 0.50% · 4.625%
HK$12,235
+HK$702/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$23,066/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$93,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,073
−HK$652/mo
▼ 0.25% · 3.875%
HK$12,397
−HK$328/mo
Today · 4.125%
HK$12,725
baseline
▲ 0.50% · 4.625%
HK$13,396
+HK$671/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$25,450/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$93,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,023
−HK$817/mo
▼ 0.25% · 3.875%
HK$13,428
−HK$412/mo
Today · 4.125%
HK$13,840
baseline
▲ 0.50% · 4.625%
HK$14,682
+HK$842/mo
Deposit HK$1.90M · loan HK$2.86M · min. income ≈ HK$27,680/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$93,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,488
−HK$783/mo
▼ 0.25% · 3.875%
HK$14,876
−HK$395/mo
Today · 4.125%
HK$15,271
baseline
▲ 0.50% · 4.625%
HK$16,076
+HK$805/mo
Deposit HK$1.90M · loan HK$2.86M · min. income ≈ HK$30,542/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$93,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,193
−HK$953/mo
▼ 0.25% · 3.875%
HK$15,666
−HK$480/mo
Today · 4.125%
HK$16,146
baseline
▲ 0.50% · 4.625%
HK$17,129
+HK$983/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$32,292/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$93,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,902
−HK$914/mo
▼ 0.25% · 3.875%
HK$17,356
−HK$460/mo
Today · 4.125%
HK$17,816
baseline
▲ 0.50% · 4.625%
HK$18,755
+HK$939/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$35,632/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$93,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,534
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,142
−HK$617/mo
Today · 4.125%
HK$20,759
baseline
▲ 0.50% · 4.625%
HK$22,022
+HK$1,263/mo
Deposit HK$476K · loan HK$4.28M · min. income ≈ HK$41,518/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$93,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,732
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,315
−HK$591/mo
Today · 4.125%
HK$22,906
baseline
▲ 0.50% · 4.625%
HK$24,113
+HK$1,207/mo
Deposit HK$476K · loan HK$4.28M · min. income ≈ HK$45,812/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$93,430 · Scale 2, in force from 26 Feb 2026)