LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,526
−HK$6,806/mo
▼ 0.25% · 3.875%
HK$111,902
−HK$3,430/mo
Today · 4.125%
HK$115,332
baseline
▲ 0.50% · 4.625%
HK$122,350
+HK$7,018/mo
Deposit HK$23.80M · loan HK$23.80M · min. income ≈ HK$230,664/mo (50% DSR)
Upfront cash ≈ HK$25.82M (deposit + AVD stamp duty HK$2,022,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,734
−HK$6,523/mo
▼ 0.25% · 3.875%
HK$123,972
−HK$3,285/mo
Today · 4.125%
HK$127,257
baseline
▲ 0.50% · 4.625%
HK$133,965
+HK$6,708/mo
Deposit HK$23.80M · loan HK$23.80M · min. income ≈ HK$254,514/mo (50% DSR)
Upfront cash ≈ HK$25.82M (deposit + AVD stamp duty HK$2,022,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,232
−HK$8,166/mo
▼ 0.25% · 3.875%
HK$134,282
−HK$4,116/mo
Today · 4.125%
HK$138,398
baseline
▲ 0.50% · 4.625%
HK$146,819
+HK$8,421/mo
Deposit HK$19.04M · loan HK$28.56M · min. income ≈ HK$276,796/mo (50% DSR)
Upfront cash ≈ HK$21.06M (deposit + AVD stamp duty HK$2,022,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,881
−HK$7,828/mo
▼ 0.25% · 3.875%
HK$148,767
−HK$3,942/mo
Today · 4.125%
HK$152,709
baseline
▲ 0.50% · 4.625%
HK$160,758
+HK$8,049/mo
Deposit HK$19.04M · loan HK$28.56M · min. income ≈ HK$305,418/mo (50% DSR)
Upfront cash ≈ HK$21.06M (deposit + AVD stamp duty HK$2,022,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,937
−HK$9,528/mo
▼ 0.25% · 3.875%
HK$156,663
−HK$4,802/mo
Today · 4.125%
HK$161,465
baseline
▲ 0.50% · 4.625%
HK$171,289
+HK$9,824/mo
Deposit HK$14.28M · loan HK$33.32M · min. income ≈ HK$322,930/mo (50% DSR)
Upfront cash ≈ HK$16.30M (deposit + AVD stamp duty HK$2,022,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,028
−HK$9,132/mo
▼ 0.25% · 3.875%
HK$173,561
−HK$4,599/mo
Today · 4.125%
HK$178,160
baseline
▲ 0.50% · 4.625%
HK$187,551
+HK$9,391/mo
Deposit HK$14.28M · loan HK$33.32M · min. income ≈ HK$356,320/mo (50% DSR)
Upfront cash ≈ HK$16.30M (deposit + AVD stamp duty HK$2,022,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,347
−HK$12,250/mo
▼ 0.25% · 3.875%
HK$201,424
−HK$6,173/mo
Today · 4.125%
HK$207,597
baseline
▲ 0.50% · 4.625%
HK$220,229
+HK$12,632/mo
Deposit HK$4.76M · loan HK$42.83M · min. income ≈ HK$415,194/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$2,022,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,322
−HK$11,741/mo
▼ 0.25% · 3.875%
HK$223,150
−HK$5,913/mo
Today · 4.125%
HK$229,063
baseline
▲ 0.50% · 4.625%
HK$241,137
+HK$12,074/mo
Deposit HK$4.76M · loan HK$42.83M · min. income ≈ HK$458,126/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$2,022,741 · Scale 2, in force from 26 Feb 2026)