LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,544
−HK$6,806/mo
▼ 0.25% · 3.875%
HK$111,920
−HK$3,430/mo
Today · 4.125%
HK$115,350
baseline
▲ 0.50% · 4.625%
HK$122,369
+HK$7,019/mo
Deposit HK$23.80M · loan HK$23.80M · min. income ≈ HK$230,700/mo (50% DSR)
Upfront cash ≈ HK$25.82M (deposit + AVD stamp duty HK$2,023,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,754
−HK$6,524/mo
▼ 0.25% · 3.875%
HK$123,992
−HK$3,286/mo
Today · 4.125%
HK$127,278
baseline
▲ 0.50% · 4.625%
HK$133,987
+HK$6,709/mo
Deposit HK$23.80M · loan HK$23.80M · min. income ≈ HK$254,556/mo (50% DSR)
Upfront cash ≈ HK$25.82M (deposit + AVD stamp duty HK$2,023,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,252
−HK$8,168/mo
▼ 0.25% · 3.875%
HK$134,304
−HK$4,116/mo
Today · 4.125%
HK$138,420
baseline
▲ 0.50% · 4.625%
HK$146,843
+HK$8,423/mo
Deposit HK$19.04M · loan HK$28.56M · min. income ≈ HK$276,840/mo (50% DSR)
Upfront cash ≈ HK$21.06M (deposit + AVD stamp duty HK$2,023,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,905
−HK$7,828/mo
▼ 0.25% · 3.875%
HK$148,791
−HK$3,942/mo
Today · 4.125%
HK$152,733
baseline
▲ 0.50% · 4.625%
HK$160,784
+HK$8,051/mo
Deposit HK$19.04M · loan HK$28.56M · min. income ≈ HK$305,466/mo (50% DSR)
Upfront cash ≈ HK$21.06M (deposit + AVD stamp duty HK$2,023,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,961
−HK$9,530/mo
▼ 0.25% · 3.875%
HK$156,688
−HK$4,803/mo
Today · 4.125%
HK$161,491
baseline
▲ 0.50% · 4.625%
HK$171,317
+HK$9,826/mo
Deposit HK$14.28M · loan HK$33.32M · min. income ≈ HK$322,982/mo (50% DSR)
Upfront cash ≈ HK$16.30M (deposit + AVD stamp duty HK$2,023,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,055
−HK$9,134/mo
▼ 0.25% · 3.875%
HK$173,589
−HK$4,600/mo
Today · 4.125%
HK$178,189
baseline
▲ 0.50% · 4.625%
HK$187,581
+HK$9,392/mo
Deposit HK$14.28M · loan HK$33.32M · min. income ≈ HK$356,378/mo (50% DSR)
Upfront cash ≈ HK$16.30M (deposit + AVD stamp duty HK$2,023,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,379
−HK$12,252/mo
▼ 0.25% · 3.875%
HK$201,456
−HK$6,175/mo
Today · 4.125%
HK$207,631
baseline
▲ 0.50% · 4.625%
HK$220,264
+HK$12,633/mo
Deposit HK$4.76M · loan HK$42.84M · min. income ≈ HK$415,262/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$2,023,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,357
−HK$11,743/mo
▼ 0.25% · 3.875%
HK$223,186
−HK$5,914/mo
Today · 4.125%
HK$229,100
baseline
▲ 0.50% · 4.625%
HK$241,176
+HK$12,076/mo
Deposit HK$4.76M · loan HK$42.84M · min. income ≈ HK$458,200/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$2,023,066 · Scale 2, in force from 26 Feb 2026)