LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,855
−HK$680/mo
▼ 0.25% · 3.875%
HK$11,192
−HK$343/mo
Today · 4.125%
HK$11,535
baseline
▲ 0.50% · 4.625%
HK$12,237
+HK$702/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$23,070/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$93,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,076
−HK$652/mo
▼ 0.25% · 3.875%
HK$12,400
−HK$328/mo
Today · 4.125%
HK$12,728
baseline
▲ 0.50% · 4.625%
HK$13,399
+HK$671/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$25,456/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$93,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,026
−HK$817/mo
▼ 0.25% · 3.875%
HK$13,431
−HK$412/mo
Today · 4.125%
HK$13,843
baseline
▲ 0.50% · 4.625%
HK$14,685
+HK$842/mo
Deposit HK$1.90M · loan HK$2.86M · min. income ≈ HK$27,686/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$93,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,491
−HK$783/mo
▼ 0.25% · 3.875%
HK$14,880
−HK$394/mo
Today · 4.125%
HK$15,274
baseline
▲ 0.50% · 4.625%
HK$16,079
+HK$805/mo
Deposit HK$1.90M · loan HK$2.86M · min. income ≈ HK$30,548/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$93,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,197
−HK$953/mo
▼ 0.25% · 3.875%
HK$15,669
−HK$481/mo
Today · 4.125%
HK$16,150
baseline
▲ 0.50% · 4.625%
HK$17,132
+HK$982/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$32,300/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$93,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,906
−HK$914/mo
▼ 0.25% · 3.875%
HK$17,360
−HK$460/mo
Today · 4.125%
HK$17,820
baseline
▲ 0.50% · 4.625%
HK$18,759
+HK$939/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$35,640/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$93,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,539
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,146
−HK$618/mo
Today · 4.125%
HK$20,764
baseline
▲ 0.50% · 4.625%
HK$22,027
+HK$1,263/mo
Deposit HK$476K · loan HK$4.28M · min. income ≈ HK$41,528/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$93,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,737
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,319
−HK$592/mo
Today · 4.125%
HK$22,911
baseline
▲ 0.50% · 4.625%
HK$24,119
+HK$1,208/mo
Deposit HK$476K · loan HK$4.28M · min. income ≈ HK$45,822/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$93,534 · Scale 2, in force from 26 Feb 2026)