LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,575
−HK$6,809/mo
▼ 0.25% · 3.875%
HK$111,952
−HK$3,432/mo
Today · 4.125%
HK$115,384
baseline
▲ 0.50% · 4.625%
HK$122,405
+HK$7,021/mo
Deposit HK$23.81M · loan HK$23.81M · min. income ≈ HK$230,768/mo (50% DSR)
Upfront cash ≈ HK$25.83M (deposit + AVD stamp duty HK$2,023,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,789
−HK$6,526/mo
▼ 0.25% · 3.875%
HK$124,028
−HK$3,287/mo
Today · 4.125%
HK$127,315
baseline
▲ 0.50% · 4.625%
HK$134,026
+HK$6,711/mo
Deposit HK$23.81M · loan HK$23.81M · min. income ≈ HK$254,630/mo (50% DSR)
Upfront cash ≈ HK$25.83M (deposit + AVD stamp duty HK$2,023,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,290
−HK$8,171/mo
▼ 0.25% · 3.875%
HK$134,343
−HK$4,118/mo
Today · 4.125%
HK$138,461
baseline
▲ 0.50% · 4.625%
HK$146,886
+HK$8,425/mo
Deposit HK$19.05M · loan HK$28.57M · min. income ≈ HK$276,922/mo (50% DSR)
Upfront cash ≈ HK$21.07M (deposit + AVD stamp duty HK$2,023,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,947
−HK$7,831/mo
▼ 0.25% · 3.875%
HK$148,834
−HK$3,944/mo
Today · 4.125%
HK$152,778
baseline
▲ 0.50% · 4.625%
HK$160,831
+HK$8,053/mo
Deposit HK$19.05M · loan HK$28.57M · min. income ≈ HK$305,556/mo (50% DSR)
Upfront cash ≈ HK$21.07M (deposit + AVD stamp duty HK$2,023,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,005
−HK$9,532/mo
▼ 0.25% · 3.875%
HK$156,733
−HK$4,804/mo
Today · 4.125%
HK$161,537
baseline
▲ 0.50% · 4.625%
HK$171,366
+HK$9,829/mo
Deposit HK$14.28M · loan HK$33.33M · min. income ≈ HK$323,074/mo (50% DSR)
Upfront cash ≈ HK$16.31M (deposit + AVD stamp duty HK$2,023,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,104
−HK$9,137/mo
▼ 0.25% · 3.875%
HK$173,640
−HK$4,601/mo
Today · 4.125%
HK$178,241
baseline
▲ 0.50% · 4.625%
HK$187,636
+HK$9,395/mo
Deposit HK$14.28M · loan HK$33.33M · min. income ≈ HK$356,482/mo (50% DSR)
Upfront cash ≈ HK$16.31M (deposit + AVD stamp duty HK$2,023,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,435
−HK$12,256/mo
▼ 0.25% · 3.875%
HK$201,514
−HK$6,177/mo
Today · 4.125%
HK$207,691
baseline
▲ 0.50% · 4.625%
HK$220,328
+HK$12,637/mo
Deposit HK$4.76M · loan HK$42.85M · min. income ≈ HK$415,382/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,023,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,420
−HK$11,746/mo
▼ 0.25% · 3.875%
HK$223,251
−HK$5,915/mo
Today · 4.125%
HK$229,166
baseline
▲ 0.50% · 4.625%
HK$241,246
+HK$12,080/mo
Deposit HK$4.76M · loan HK$42.85M · min. income ≈ HK$458,332/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,023,652 · Scale 2, in force from 26 Feb 2026)