LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,577
−HK$6,809/mo
▼ 0.25% · 3.875%
HK$111,955
−HK$3,431/mo
Today · 4.125%
HK$115,386
baseline
▲ 0.50% · 4.625%
HK$122,407
+HK$7,021/mo
Deposit HK$23.81M · loan HK$23.81M · min. income ≈ HK$230,772/mo (50% DSR)
Upfront cash ≈ HK$25.83M (deposit + AVD stamp duty HK$2,023,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,791
−HK$6,526/mo
▼ 0.25% · 3.875%
HK$124,031
−HK$3,286/mo
Today · 4.125%
HK$127,317
baseline
▲ 0.50% · 4.625%
HK$134,028
+HK$6,711/mo
Deposit HK$23.81M · loan HK$23.81M · min. income ≈ HK$254,634/mo (50% DSR)
Upfront cash ≈ HK$25.83M (deposit + AVD stamp duty HK$2,023,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,293
−HK$8,170/mo
▼ 0.25% · 3.875%
HK$134,346
−HK$4,117/mo
Today · 4.125%
HK$138,463
baseline
▲ 0.50% · 4.625%
HK$146,888
+HK$8,425/mo
Deposit HK$19.05M · loan HK$28.57M · min. income ≈ HK$276,926/mo (50% DSR)
Upfront cash ≈ HK$21.07M (deposit + AVD stamp duty HK$2,023,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,949
−HK$7,832/mo
▼ 0.25% · 3.875%
HK$148,837
−HK$3,944/mo
Today · 4.125%
HK$152,781
baseline
▲ 0.50% · 4.625%
HK$160,834
+HK$8,053/mo
Deposit HK$19.05M · loan HK$28.57M · min. income ≈ HK$305,562/mo (50% DSR)
Upfront cash ≈ HK$21.07M (deposit + AVD stamp duty HK$2,023,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,008
−HK$9,533/mo
▼ 0.25% · 3.875%
HK$156,737
−HK$4,804/mo
Today · 4.125%
HK$161,541
baseline
▲ 0.50% · 4.625%
HK$171,370
+HK$9,829/mo
Deposit HK$14.28M · loan HK$33.33M · min. income ≈ HK$323,082/mo (50% DSR)
Upfront cash ≈ HK$16.31M (deposit + AVD stamp duty HK$2,023,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,108
−HK$9,136/mo
▼ 0.25% · 3.875%
HK$173,643
−HK$4,601/mo
Today · 4.125%
HK$178,244
baseline
▲ 0.50% · 4.625%
HK$187,640
+HK$9,396/mo
Deposit HK$14.28M · loan HK$33.33M · min. income ≈ HK$356,488/mo (50% DSR)
Upfront cash ≈ HK$16.31M (deposit + AVD stamp duty HK$2,023,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,439
−HK$12,256/mo
▼ 0.25% · 3.875%
HK$201,518
−HK$6,177/mo
Today · 4.125%
HK$207,695
baseline
▲ 0.50% · 4.625%
HK$220,333
+HK$12,638/mo
Deposit HK$4.76M · loan HK$42.85M · min. income ≈ HK$415,390/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,023,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,424
−HK$11,747/mo
▼ 0.25% · 3.875%
HK$223,255
−HK$5,916/mo
Today · 4.125%
HK$229,171
baseline
▲ 0.50% · 4.625%
HK$241,251
+HK$12,080/mo
Deposit HK$4.76M · loan HK$42.85M · min. income ≈ HK$458,342/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,023,692 · Scale 2, in force from 26 Feb 2026)