LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,859
−HK$681/mo
▼ 0.25% · 3.875%
HK$11,197
−HK$343/mo
Today · 4.125%
HK$11,540
baseline
▲ 0.50% · 4.625%
HK$12,242
+HK$702/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$23,080/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$93,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,080
−HK$653/mo
▼ 0.25% · 3.875%
HK$12,404
−HK$329/mo
Today · 4.125%
HK$12,733
baseline
▲ 0.50% · 4.625%
HK$13,404
+HK$671/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$25,466/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$93,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,030
−HK$818/mo
▼ 0.25% · 3.875%
HK$13,436
−HK$412/mo
Today · 4.125%
HK$13,848
baseline
▲ 0.50% · 4.625%
HK$14,690
+HK$842/mo
Deposit HK$1.90M · loan HK$2.86M · min. income ≈ HK$27,696/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$93,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,496
−HK$783/mo
▼ 0.25% · 3.875%
HK$14,885
−HK$394/mo
Today · 4.125%
HK$15,279
baseline
▲ 0.50% · 4.625%
HK$16,085
+HK$806/mo
Deposit HK$1.90M · loan HK$2.86M · min. income ≈ HK$30,558/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$93,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,202
−HK$954/mo
▼ 0.25% · 3.875%
HK$15,675
−HK$481/mo
Today · 4.125%
HK$16,156
baseline
▲ 0.50% · 4.625%
HK$17,139
+HK$983/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$32,312/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$93,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,912
−HK$914/mo
▼ 0.25% · 3.875%
HK$17,366
−HK$460/mo
Today · 4.125%
HK$17,826
baseline
▲ 0.50% · 4.625%
HK$18,766
+HK$940/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$35,652/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$93,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,546
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,154
−HK$617/mo
Today · 4.125%
HK$20,771
baseline
▲ 0.50% · 4.625%
HK$22,035
+HK$1,264/mo
Deposit HK$476K · loan HK$4.29M · min. income ≈ HK$41,542/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$93,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,744
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$22,328
−HK$591/mo
Today · 4.125%
HK$22,919
baseline
▲ 0.50% · 4.625%
HK$24,127
+HK$1,208/mo
Deposit HK$476K · loan HK$4.29M · min. income ≈ HK$45,838/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$93,707 · Scale 2, in force from 26 Feb 2026)