LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,859
−HK$681/mo
▼ 0.25% · 3.875%
HK$11,197
−HK$343/mo
Today · 4.125%
HK$11,540
baseline
▲ 0.50% · 4.625%
HK$12,243
+HK$703/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$23,080/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$93,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,081
−HK$653/mo
▼ 0.25% · 3.875%
HK$12,405
−HK$329/mo
Today · 4.125%
HK$12,734
baseline
▲ 0.50% · 4.625%
HK$13,405
+HK$671/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$25,468/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$93,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,031
−HK$817/mo
▼ 0.25% · 3.875%
HK$13,437
−HK$411/mo
Today · 4.125%
HK$13,848
baseline
▲ 0.50% · 4.625%
HK$14,691
+HK$843/mo
Deposit HK$1.90M · loan HK$2.86M · min. income ≈ HK$27,696/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$93,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,497
−HK$783/mo
▼ 0.25% · 3.875%
HK$14,886
−HK$394/mo
Today · 4.125%
HK$15,280
baseline
▲ 0.50% · 4.625%
HK$16,086
+HK$806/mo
Deposit HK$1.90M · loan HK$2.86M · min. income ≈ HK$30,560/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$93,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,203
−HK$953/mo
▼ 0.25% · 3.875%
HK$15,676
−HK$480/mo
Today · 4.125%
HK$16,156
baseline
▲ 0.50% · 4.625%
HK$17,140
+HK$984/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$32,312/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$93,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,913
−HK$914/mo
▼ 0.25% · 3.875%
HK$17,367
−HK$460/mo
Today · 4.125%
HK$17,827
baseline
▲ 0.50% · 4.625%
HK$18,767
+HK$940/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$35,654/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$93,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,547
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,155
−HK$618/mo
Today · 4.125%
HK$20,773
baseline
▲ 0.50% · 4.625%
HK$22,037
+HK$1,264/mo
Deposit HK$476K · loan HK$4.29M · min. income ≈ HK$41,546/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$93,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,746
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$22,329
−HK$592/mo
Today · 4.125%
HK$22,921
baseline
▲ 0.50% · 4.625%
HK$24,129
+HK$1,208/mo
Deposit HK$476K · loan HK$4.29M · min. income ≈ HK$45,842/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$93,735 · Scale 2, in force from 26 Feb 2026)