LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,595
−HK$6,810/mo
▼ 0.25% · 3.875%
HK$111,973
−HK$3,432/mo
Today · 4.125%
HK$115,405
baseline
▲ 0.50% · 4.625%
HK$122,427
+HK$7,022/mo
Deposit HK$23.81M · loan HK$23.81M · min. income ≈ HK$230,810/mo (50% DSR)
Upfront cash ≈ HK$25.84M (deposit + AVD stamp duty HK$2,024,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,811
−HK$6,527/mo
▼ 0.25% · 3.875%
HK$124,051
−HK$3,287/mo
Today · 4.125%
HK$127,338
baseline
▲ 0.50% · 4.625%
HK$134,050
+HK$6,712/mo
Deposit HK$23.81M · loan HK$23.81M · min. income ≈ HK$254,676/mo (50% DSR)
Upfront cash ≈ HK$25.84M (deposit + AVD stamp duty HK$2,024,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,314
−HK$8,172/mo
▼ 0.25% · 3.875%
HK$134,367
−HK$4,119/mo
Today · 4.125%
HK$138,486
baseline
▲ 0.50% · 4.625%
HK$146,912
+HK$8,426/mo
Deposit HK$19.05M · loan HK$28.57M · min. income ≈ HK$276,972/mo (50% DSR)
Upfront cash ≈ HK$21.07M (deposit + AVD stamp duty HK$2,024,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,973
−HK$7,832/mo
▼ 0.25% · 3.875%
HK$148,861
−HK$3,944/mo
Today · 4.125%
HK$152,805
baseline
▲ 0.50% · 4.625%
HK$160,860
+HK$8,055/mo
Deposit HK$19.05M · loan HK$28.57M · min. income ≈ HK$305,610/mo (50% DSR)
Upfront cash ≈ HK$21.07M (deposit + AVD stamp duty HK$2,024,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,033
−HK$9,534/mo
▼ 0.25% · 3.875%
HK$156,762
−HK$4,805/mo
Today · 4.125%
HK$161,567
baseline
▲ 0.50% · 4.625%
HK$171,398
+HK$9,831/mo
Deposit HK$14.29M · loan HK$33.34M · min. income ≈ HK$323,134/mo (50% DSR)
Upfront cash ≈ HK$16.31M (deposit + AVD stamp duty HK$2,024,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,135
−HK$9,138/mo
▼ 0.25% · 3.875%
HK$173,671
−HK$4,602/mo
Today · 4.125%
HK$178,273
baseline
▲ 0.50% · 4.625%
HK$187,670
+HK$9,397/mo
Deposit HK$14.29M · loan HK$33.34M · min. income ≈ HK$356,546/mo (50% DSR)
Upfront cash ≈ HK$16.31M (deposit + AVD stamp duty HK$2,024,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,471
−HK$12,257/mo
▼ 0.25% · 3.875%
HK$201,551
−HK$6,177/mo
Today · 4.125%
HK$207,728
baseline
▲ 0.50% · 4.625%
HK$220,368
+HK$12,640/mo
Deposit HK$4.76M · loan HK$42.86M · min. income ≈ HK$415,456/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,024,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,459
−HK$11,749/mo
▼ 0.25% · 3.875%
HK$223,291
−HK$5,917/mo
Today · 4.125%
HK$229,208
baseline
▲ 0.50% · 4.625%
HK$241,290
+HK$12,082/mo
Deposit HK$4.76M · loan HK$42.86M · min. income ≈ HK$458,416/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,024,019 · Scale 2, in force from 26 Feb 2026)