LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,599
−HK$6,810/mo
▼ 0.25% · 3.875%
HK$111,977
−HK$3,432/mo
Today · 4.125%
HK$115,409
baseline
▲ 0.50% · 4.625%
HK$122,432
+HK$7,023/mo
Deposit HK$23.81M · loan HK$23.81M · min. income ≈ HK$230,818/mo (50% DSR)
Upfront cash ≈ HK$25.84M (deposit + AVD stamp duty HK$2,024,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,816
−HK$6,527/mo
▼ 0.25% · 3.875%
HK$124,056
−HK$3,287/mo
Today · 4.125%
HK$127,343
baseline
▲ 0.50% · 4.625%
HK$134,055
+HK$6,712/mo
Deposit HK$23.81M · loan HK$23.81M · min. income ≈ HK$254,686/mo (50% DSR)
Upfront cash ≈ HK$25.84M (deposit + AVD stamp duty HK$2,024,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,319
−HK$8,172/mo
▼ 0.25% · 3.875%
HK$134,373
−HK$4,118/mo
Today · 4.125%
HK$138,491
baseline
▲ 0.50% · 4.625%
HK$146,918
+HK$8,427/mo
Deposit HK$19.05M · loan HK$28.58M · min. income ≈ HK$276,982/mo (50% DSR)
Upfront cash ≈ HK$21.07M (deposit + AVD stamp duty HK$2,024,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,979
−HK$7,832/mo
▼ 0.25% · 3.875%
HK$148,867
−HK$3,944/mo
Today · 4.125%
HK$152,811
baseline
▲ 0.50% · 4.625%
HK$160,866
+HK$8,055/mo
Deposit HK$19.05M · loan HK$28.58M · min. income ≈ HK$305,622/mo (50% DSR)
Upfront cash ≈ HK$21.07M (deposit + AVD stamp duty HK$2,024,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,039
−HK$9,534/mo
▼ 0.25% · 3.875%
HK$156,768
−HK$4,805/mo
Today · 4.125%
HK$161,573
baseline
▲ 0.50% · 4.625%
HK$171,405
+HK$9,832/mo
Deposit HK$14.29M · loan HK$33.34M · min. income ≈ HK$323,146/mo (50% DSR)
Upfront cash ≈ HK$16.31M (deposit + AVD stamp duty HK$2,024,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,142
−HK$9,138/mo
▼ 0.25% · 3.875%
HK$173,678
−HK$4,602/mo
Today · 4.125%
HK$178,280
baseline
▲ 0.50% · 4.625%
HK$187,677
+HK$9,397/mo
Deposit HK$14.29M · loan HK$33.34M · min. income ≈ HK$356,560/mo (50% DSR)
Upfront cash ≈ HK$16.31M (deposit + AVD stamp duty HK$2,024,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,479
−HK$12,258/mo
▼ 0.25% · 3.875%
HK$201,559
−HK$6,178/mo
Today · 4.125%
HK$207,737
baseline
▲ 0.50% · 4.625%
HK$220,377
+HK$12,640/mo
Deposit HK$4.76M · loan HK$42.86M · min. income ≈ HK$415,474/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,024,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,468
−HK$11,749/mo
▼ 0.25% · 3.875%
HK$223,300
−HK$5,917/mo
Today · 4.125%
HK$229,217
baseline
▲ 0.50% · 4.625%
HK$241,300
+HK$12,083/mo
Deposit HK$4.76M · loan HK$42.86M · min. income ≈ HK$458,434/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,024,102 · Scale 2, in force from 26 Feb 2026)