LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,609
−HK$6,811/mo
▼ 0.25% · 3.875%
HK$111,988
−HK$3,432/mo
Today · 4.125%
HK$115,420
baseline
▲ 0.50% · 4.625%
HK$122,443
+HK$7,023/mo
Deposit HK$23.82M · loan HK$23.82M · min. income ≈ HK$230,840/mo (50% DSR)
Upfront cash ≈ HK$25.84M (deposit + AVD stamp duty HK$2,024,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,827
−HK$6,527/mo
▼ 0.25% · 3.875%
HK$124,067
−HK$3,287/mo
Today · 4.125%
HK$127,354
baseline
▲ 0.50% · 4.625%
HK$134,067
+HK$6,713/mo
Deposit HK$23.82M · loan HK$23.82M · min. income ≈ HK$254,708/mo (50% DSR)
Upfront cash ≈ HK$25.84M (deposit + AVD stamp duty HK$2,024,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,331
−HK$8,173/mo
▼ 0.25% · 3.875%
HK$134,385
−HK$4,119/mo
Today · 4.125%
HK$138,504
baseline
▲ 0.50% · 4.625%
HK$146,932
+HK$8,428/mo
Deposit HK$19.05M · loan HK$28.58M · min. income ≈ HK$277,008/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$2,024,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,992
−HK$7,833/mo
▼ 0.25% · 3.875%
HK$148,881
−HK$3,944/mo
Today · 4.125%
HK$152,825
baseline
▲ 0.50% · 4.625%
HK$160,881
+HK$8,056/mo
Deposit HK$19.05M · loan HK$28.58M · min. income ≈ HK$305,650/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$2,024,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,053
−HK$9,535/mo
▼ 0.25% · 3.875%
HK$156,783
−HK$4,805/mo
Today · 4.125%
HK$161,588
baseline
▲ 0.50% · 4.625%
HK$171,420
+HK$9,832/mo
Deposit HK$14.29M · loan HK$33.34M · min. income ≈ HK$323,176/mo (50% DSR)
Upfront cash ≈ HK$16.31M (deposit + AVD stamp duty HK$2,024,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,157
−HK$9,139/mo
▼ 0.25% · 3.875%
HK$173,694
−HK$4,602/mo
Today · 4.125%
HK$178,296
baseline
▲ 0.50% · 4.625%
HK$187,694
+HK$9,398/mo
Deposit HK$14.29M · loan HK$33.34M · min. income ≈ HK$356,592/mo (50% DSR)
Upfront cash ≈ HK$16.31M (deposit + AVD stamp duty HK$2,024,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,496
−HK$12,260/mo
▼ 0.25% · 3.875%
HK$201,578
−HK$6,178/mo
Today · 4.125%
HK$207,756
baseline
▲ 0.50% · 4.625%
HK$220,397
+HK$12,641/mo
Deposit HK$4.76M · loan HK$42.87M · min. income ≈ HK$415,512/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,024,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,488
−HK$11,750/mo
▼ 0.25% · 3.875%
HK$223,321
−HK$5,917/mo
Today · 4.125%
HK$229,238
baseline
▲ 0.50% · 4.625%
HK$241,321
+HK$12,083/mo
Deposit HK$4.76M · loan HK$42.87M · min. income ≈ HK$458,476/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,024,285 · Scale 2, in force from 26 Feb 2026)