LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,614
−HK$6,811/mo
▼ 0.25% · 3.875%
HK$111,993
−HK$3,432/mo
Today · 4.125%
HK$115,425
baseline
▲ 0.50% · 4.625%
HK$122,449
+HK$7,024/mo
Deposit HK$23.82M · loan HK$23.82M · min. income ≈ HK$230,850/mo (50% DSR)
Upfront cash ≈ HK$25.84M (deposit + AVD stamp duty HK$2,024,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,832
−HK$6,529/mo
▼ 0.25% · 3.875%
HK$124,073
−HK$3,288/mo
Today · 4.125%
HK$127,361
baseline
▲ 0.50% · 4.625%
HK$134,074
+HK$6,713/mo
Deposit HK$23.82M · loan HK$23.82M · min. income ≈ HK$254,722/mo (50% DSR)
Upfront cash ≈ HK$25.84M (deposit + AVD stamp duty HK$2,024,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,337
−HK$8,173/mo
▼ 0.25% · 3.875%
HK$134,391
−HK$4,119/mo
Today · 4.125%
HK$138,510
baseline
▲ 0.50% · 4.625%
HK$146,938
+HK$8,428/mo
Deposit HK$19.05M · loan HK$28.58M · min. income ≈ HK$277,020/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$2,024,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,999
−HK$7,834/mo
▼ 0.25% · 3.875%
HK$148,888
−HK$3,945/mo
Today · 4.125%
HK$152,833
baseline
▲ 0.50% · 4.625%
HK$160,889
+HK$8,056/mo
Deposit HK$19.05M · loan HK$28.58M · min. income ≈ HK$305,666/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$2,024,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,060
−HK$9,536/mo
▼ 0.25% · 3.875%
HK$156,790
−HK$4,806/mo
Today · 4.125%
HK$161,596
baseline
▲ 0.50% · 4.625%
HK$171,428
+HK$9,832/mo
Deposit HK$14.29M · loan HK$33.34M · min. income ≈ HK$323,192/mo (50% DSR)
Upfront cash ≈ HK$16.31M (deposit + AVD stamp duty HK$2,024,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,165
−HK$9,140/mo
▼ 0.25% · 3.875%
HK$173,702
−HK$4,603/mo
Today · 4.125%
HK$178,305
baseline
▲ 0.50% · 4.625%
HK$187,703
+HK$9,398/mo
Deposit HK$14.29M · loan HK$33.34M · min. income ≈ HK$356,610/mo (50% DSR)
Upfront cash ≈ HK$16.31M (deposit + AVD stamp duty HK$2,024,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,506
−HK$12,260/mo
▼ 0.25% · 3.875%
HK$201,587
−HK$6,179/mo
Today · 4.125%
HK$207,766
baseline
▲ 0.50% · 4.625%
HK$220,408
+HK$12,642/mo
Deposit HK$4.76M · loan HK$42.87M · min. income ≈ HK$415,532/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,024,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,498
−HK$11,751/mo
▼ 0.25% · 3.875%
HK$223,331
−HK$5,918/mo
Today · 4.125%
HK$229,249
baseline
▲ 0.50% · 4.625%
HK$241,333
+HK$12,084/mo
Deposit HK$4.76M · loan HK$42.87M · min. income ≈ HK$458,498/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,024,382 · Scale 2, in force from 26 Feb 2026)