LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,622
−HK$6,812/mo
▼ 0.25% · 3.875%
HK$112,001
−HK$3,433/mo
Today · 4.125%
HK$115,434
baseline
▲ 0.50% · 4.625%
HK$122,458
+HK$7,024/mo
Deposit HK$23.82M · loan HK$23.82M · min. income ≈ HK$230,868/mo (50% DSR)
Upfront cash ≈ HK$25.84M (deposit + AVD stamp duty HK$2,024,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,841
−HK$6,529/mo
▼ 0.25% · 3.875%
HK$124,082
−HK$3,288/mo
Today · 4.125%
HK$127,370
baseline
▲ 0.50% · 4.625%
HK$134,084
+HK$6,714/mo
Deposit HK$23.82M · loan HK$23.82M · min. income ≈ HK$254,740/mo (50% DSR)
Upfront cash ≈ HK$25.84M (deposit + AVD stamp duty HK$2,024,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,347
−HK$8,174/mo
▼ 0.25% · 3.875%
HK$134,401
−HK$4,120/mo
Today · 4.125%
HK$138,521
baseline
▲ 0.50% · 4.625%
HK$146,949
+HK$8,428/mo
Deposit HK$19.05M · loan HK$28.58M · min. income ≈ HK$277,042/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$2,024,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,009
−HK$7,835/mo
▼ 0.25% · 3.875%
HK$148,899
−HK$3,945/mo
Today · 4.125%
HK$152,844
baseline
▲ 0.50% · 4.625%
HK$160,900
+HK$8,056/mo
Deposit HK$19.05M · loan HK$28.58M · min. income ≈ HK$305,688/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$2,024,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,071
−HK$9,536/mo
▼ 0.25% · 3.875%
HK$156,802
−HK$4,805/mo
Today · 4.125%
HK$161,607
baseline
▲ 0.50% · 4.625%
HK$171,441
+HK$9,834/mo
Deposit HK$14.29M · loan HK$33.35M · min. income ≈ HK$323,214/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$2,024,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,178
−HK$9,140/mo
▼ 0.25% · 3.875%
HK$173,715
−HK$4,603/mo
Today · 4.125%
HK$178,318
baseline
▲ 0.50% · 4.625%
HK$187,717
+HK$9,399/mo
Deposit HK$14.29M · loan HK$33.35M · min. income ≈ HK$356,636/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$2,024,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,520
−HK$12,261/mo
▼ 0.25% · 3.875%
HK$201,602
−HK$6,179/mo
Today · 4.125%
HK$207,781
baseline
▲ 0.50% · 4.625%
HK$220,424
+HK$12,643/mo
Deposit HK$4.76M · loan HK$42.87M · min. income ≈ HK$415,562/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,024,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,514
−HK$11,752/mo
▼ 0.25% · 3.875%
HK$223,348
−HK$5,918/mo
Today · 4.125%
HK$229,266
baseline
▲ 0.50% · 4.625%
HK$241,351
+HK$12,085/mo
Deposit HK$4.76M · loan HK$42.87M · min. income ≈ HK$458,532/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,024,531 · Scale 2, in force from 26 Feb 2026)