LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,626
−HK$6,812/mo
▼ 0.25% · 3.875%
HK$112,005
−HK$3,433/mo
Today · 4.125%
HK$115,438
baseline
▲ 0.50% · 4.625%
HK$122,462
+HK$7,024/mo
Deposit HK$23.82M · loan HK$23.82M · min. income ≈ HK$230,876/mo (50% DSR)
Upfront cash ≈ HK$25.84M (deposit + AVD stamp duty HK$2,024,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,846
−HK$6,529/mo
▼ 0.25% · 3.875%
HK$124,087
−HK$3,288/mo
Today · 4.125%
HK$127,375
baseline
▲ 0.50% · 4.625%
HK$134,089
+HK$6,714/mo
Deposit HK$23.82M · loan HK$23.82M · min. income ≈ HK$254,750/mo (50% DSR)
Upfront cash ≈ HK$25.84M (deposit + AVD stamp duty HK$2,024,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,352
−HK$8,174/mo
▼ 0.25% · 3.875%
HK$134,406
−HK$4,120/mo
Today · 4.125%
HK$138,526
baseline
▲ 0.50% · 4.625%
HK$146,955
+HK$8,429/mo
Deposit HK$19.06M · loan HK$28.58M · min. income ≈ HK$277,052/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$2,024,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,015
−HK$7,835/mo
▼ 0.25% · 3.875%
HK$148,904
−HK$3,946/mo
Today · 4.125%
HK$152,850
baseline
▲ 0.50% · 4.625%
HK$160,906
+HK$8,056/mo
Deposit HK$19.06M · loan HK$28.58M · min. income ≈ HK$305,700/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$2,024,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,077
−HK$9,536/mo
▼ 0.25% · 3.875%
HK$156,807
−HK$4,806/mo
Today · 4.125%
HK$161,613
baseline
▲ 0.50% · 4.625%
HK$171,447
+HK$9,834/mo
Deposit HK$14.29M · loan HK$33.35M · min. income ≈ HK$323,226/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$2,024,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,184
−HK$9,140/mo
▼ 0.25% · 3.875%
HK$173,721
−HK$4,603/mo
Today · 4.125%
HK$178,324
baseline
▲ 0.50% · 4.625%
HK$187,724
+HK$9,400/mo
Deposit HK$14.29M · loan HK$33.35M · min. income ≈ HK$356,648/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$2,024,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,527
−HK$12,262/mo
▼ 0.25% · 3.875%
HK$201,609
−HK$6,180/mo
Today · 4.125%
HK$207,789
baseline
▲ 0.50% · 4.625%
HK$220,432
+HK$12,643/mo
Deposit HK$4.76M · loan HK$42.87M · min. income ≈ HK$415,578/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,024,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,522
−HK$11,752/mo
▼ 0.25% · 3.875%
HK$223,356
−HK$5,918/mo
Today · 4.125%
HK$229,274
baseline
▲ 0.50% · 4.625%
HK$241,360
+HK$12,086/mo
Deposit HK$4.76M · loan HK$42.87M · min. income ≈ HK$458,548/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,024,606 · Scale 2, in force from 26 Feb 2026)