LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,863
−HK$681/mo
▼ 0.25% · 3.875%
HK$11,201
−HK$343/mo
Today · 4.125%
HK$11,544
baseline
▲ 0.50% · 4.625%
HK$12,246
+HK$702/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$23,088/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$93,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,085
−HK$653/mo
▼ 0.25% · 3.875%
HK$12,409
−HK$329/mo
Today · 4.125%
HK$12,738
baseline
▲ 0.50% · 4.625%
HK$13,409
+HK$671/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$25,476/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$93,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,035
−HK$818/mo
▼ 0.25% · 3.875%
HK$13,441
−HK$412/mo
Today · 4.125%
HK$13,853
baseline
▲ 0.50% · 4.625%
HK$14,696
+HK$843/mo
Deposit HK$1.91M · loan HK$2.86M · min. income ≈ HK$27,706/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$93,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,502
−HK$783/mo
▼ 0.25% · 3.875%
HK$14,891
−HK$394/mo
Today · 4.125%
HK$15,285
baseline
▲ 0.50% · 4.625%
HK$16,091
+HK$806/mo
Deposit HK$1.91M · loan HK$2.86M · min. income ≈ HK$30,570/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$93,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,208
−HK$953/mo
▼ 0.25% · 3.875%
HK$15,681
−HK$480/mo
Today · 4.125%
HK$16,161
baseline
▲ 0.50% · 4.625%
HK$17,145
+HK$984/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$32,322/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$93,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,919
−HK$914/mo
▼ 0.25% · 3.875%
HK$17,372
−HK$461/mo
Today · 4.125%
HK$17,833
baseline
▲ 0.50% · 4.625%
HK$18,773
+HK$940/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$35,666/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$93,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,553
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,161
−HK$618/mo
Today · 4.125%
HK$20,779
baseline
▲ 0.50% · 4.625%
HK$22,043
+HK$1,264/mo
Deposit HK$476K · loan HK$4.29M · min. income ≈ HK$41,558/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$93,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,752
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,336
−HK$592/mo
Today · 4.125%
HK$22,928
baseline
▲ 0.50% · 4.625%
HK$24,136
+HK$1,208/mo
Deposit HK$476K · loan HK$4.29M · min. income ≈ HK$45,856/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$93,881 · Scale 2, in force from 26 Feb 2026)