LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,629
−HK$6,812/mo
▼ 0.25% · 3.875%
HK$112,008
−HK$3,433/mo
Today · 4.125%
HK$115,441
baseline
▲ 0.50% · 4.625%
HK$122,465
+HK$7,024/mo
Deposit HK$23.82M · loan HK$23.82M · min. income ≈ HK$230,882/mo (50% DSR)
Upfront cash ≈ HK$25.84M (deposit + AVD stamp duty HK$2,024,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,849
−HK$6,529/mo
▼ 0.25% · 3.875%
HK$124,090
−HK$3,288/mo
Today · 4.125%
HK$127,378
baseline
▲ 0.50% · 4.625%
HK$134,092
+HK$6,714/mo
Deposit HK$23.82M · loan HK$23.82M · min. income ≈ HK$254,756/mo (50% DSR)
Upfront cash ≈ HK$25.84M (deposit + AVD stamp duty HK$2,024,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,355
−HK$8,174/mo
▼ 0.25% · 3.875%
HK$134,410
−HK$4,119/mo
Today · 4.125%
HK$138,529
baseline
▲ 0.50% · 4.625%
HK$146,958
+HK$8,429/mo
Deposit HK$19.06M · loan HK$28.58M · min. income ≈ HK$277,058/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$2,024,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,018
−HK$7,835/mo
▼ 0.25% · 3.875%
HK$148,908
−HK$3,945/mo
Today · 4.125%
HK$152,853
baseline
▲ 0.50% · 4.625%
HK$160,910
+HK$8,057/mo
Deposit HK$19.06M · loan HK$28.58M · min. income ≈ HK$305,706/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$2,024,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,081
−HK$9,536/mo
▼ 0.25% · 3.875%
HK$156,811
−HK$4,806/mo
Today · 4.125%
HK$161,617
baseline
▲ 0.50% · 4.625%
HK$171,451
+HK$9,834/mo
Deposit HK$14.29M · loan HK$33.35M · min. income ≈ HK$323,234/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$2,024,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,188
−HK$9,141/mo
▼ 0.25% · 3.875%
HK$173,726
−HK$4,603/mo
Today · 4.125%
HK$178,329
baseline
▲ 0.50% · 4.625%
HK$187,729
+HK$9,400/mo
Deposit HK$14.29M · loan HK$33.35M · min. income ≈ HK$356,658/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$2,024,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,532
−HK$12,262/mo
▼ 0.25% · 3.875%
HK$201,614
−HK$6,180/mo
Today · 4.125%
HK$207,794
baseline
▲ 0.50% · 4.625%
HK$220,437
+HK$12,643/mo
Deposit HK$4.76M · loan HK$42.88M · min. income ≈ HK$415,588/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,024,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,527
−HK$11,753/mo
▼ 0.25% · 3.875%
HK$223,361
−HK$5,919/mo
Today · 4.125%
HK$229,280
baseline
▲ 0.50% · 4.625%
HK$241,365
+HK$12,085/mo
Deposit HK$4.76M · loan HK$42.88M · min. income ≈ HK$458,560/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,024,654 · Scale 2, in force from 26 Feb 2026)