LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,863
−HK$682/mo
▼ 0.25% · 3.875%
HK$11,201
−HK$344/mo
Today · 4.125%
HK$11,545
baseline
▲ 0.50% · 4.625%
HK$12,247
+HK$702/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$23,090/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$93,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,085
−HK$653/mo
▼ 0.25% · 3.875%
HK$12,410
−HK$328/mo
Today · 4.125%
HK$12,738
baseline
▲ 0.50% · 4.625%
HK$13,410
+HK$672/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$25,476/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$93,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,036
−HK$818/mo
▼ 0.25% · 3.875%
HK$13,442
−HK$412/mo
Today · 4.125%
HK$13,854
baseline
▲ 0.50% · 4.625%
HK$14,697
+HK$843/mo
Deposit HK$1.91M · loan HK$2.86M · min. income ≈ HK$27,708/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$93,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,503
−HK$783/mo
▼ 0.25% · 3.875%
HK$14,892
−HK$394/mo
Today · 4.125%
HK$15,286
baseline
▲ 0.50% · 4.625%
HK$16,092
+HK$806/mo
Deposit HK$1.91M · loan HK$2.86M · min. income ≈ HK$30,572/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$93,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,209
−HK$954/mo
▼ 0.25% · 3.875%
HK$15,682
−HK$481/mo
Today · 4.125%
HK$16,163
baseline
▲ 0.50% · 4.625%
HK$17,146
+HK$983/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$32,326/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$93,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,920
−HK$914/mo
▼ 0.25% · 3.875%
HK$17,373
−HK$461/mo
Today · 4.125%
HK$17,834
baseline
▲ 0.50% · 4.625%
HK$18,774
+HK$940/mo
Deposit HK$1.43M · loan HK$3.33M · min. income ≈ HK$35,668/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$93,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,554
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,162
−HK$618/mo
Today · 4.125%
HK$20,780
baseline
▲ 0.50% · 4.625%
HK$22,045
+HK$1,265/mo
Deposit HK$476K · loan HK$4.29M · min. income ≈ HK$41,560/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$93,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,754
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$22,337
−HK$592/mo
Today · 4.125%
HK$22,929
baseline
▲ 0.50% · 4.625%
HK$24,138
+HK$1,209/mo
Deposit HK$476K · loan HK$4.29M · min. income ≈ HK$45,858/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$93,914 · Scale 2, in force from 26 Feb 2026)