LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,639
−HK$6,813/mo
▼ 0.25% · 3.875%
HK$112,018
−HK$3,434/mo
Today · 4.125%
HK$115,452
baseline
▲ 0.50% · 4.625%
HK$122,477
+HK$7,025/mo
Deposit HK$23.82M · loan HK$23.82M · min. income ≈ HK$230,904/mo (50% DSR)
Upfront cash ≈ HK$25.85M (deposit + AVD stamp duty HK$2,024,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,860
−HK$6,530/mo
▼ 0.25% · 3.875%
HK$124,101
−HK$3,289/mo
Today · 4.125%
HK$127,390
baseline
▲ 0.50% · 4.625%
HK$134,105
+HK$6,715/mo
Deposit HK$23.82M · loan HK$23.82M · min. income ≈ HK$254,780/mo (50% DSR)
Upfront cash ≈ HK$25.85M (deposit + AVD stamp duty HK$2,024,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,367
−HK$8,175/mo
▼ 0.25% · 3.875%
HK$134,422
−HK$4,120/mo
Today · 4.125%
HK$138,542
baseline
▲ 0.50% · 4.625%
HK$146,972
+HK$8,430/mo
Deposit HK$19.06M · loan HK$28.59M · min. income ≈ HK$277,084/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$2,024,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,032
−HK$7,836/mo
▼ 0.25% · 3.875%
HK$148,922
−HK$3,946/mo
Today · 4.125%
HK$152,868
baseline
▲ 0.50% · 4.625%
HK$160,925
+HK$8,057/mo
Deposit HK$19.06M · loan HK$28.59M · min. income ≈ HK$305,736/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$2,024,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,095
−HK$9,537/mo
▼ 0.25% · 3.875%
HK$156,826
−HK$4,806/mo
Today · 4.125%
HK$161,632
baseline
▲ 0.50% · 4.625%
HK$171,467
+HK$9,835/mo
Deposit HK$14.29M · loan HK$33.35M · min. income ≈ HK$323,264/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$2,024,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,204
−HK$9,141/mo
▼ 0.25% · 3.875%
HK$173,742
−HK$4,603/mo
Today · 4.125%
HK$178,345
baseline
▲ 0.50% · 4.625%
HK$187,746
+HK$9,401/mo
Deposit HK$14.29M · loan HK$33.35M · min. income ≈ HK$356,690/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$2,024,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,550
−HK$12,263/mo
▼ 0.25% · 3.875%
HK$201,633
−HK$6,180/mo
Today · 4.125%
HK$207,813
baseline
▲ 0.50% · 4.625%
HK$220,458
+HK$12,645/mo
Deposit HK$4.76M · loan HK$42.88M · min. income ≈ HK$415,626/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,024,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,548
−HK$11,753/mo
▼ 0.25% · 3.875%
HK$223,382
−HK$5,919/mo
Today · 4.125%
HK$229,301
baseline
▲ 0.50% · 4.625%
HK$241,388
+HK$12,087/mo
Deposit HK$4.76M · loan HK$42.88M · min. income ≈ HK$458,602/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,024,844 · Scale 2, in force from 26 Feb 2026)