LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,641
−HK$6,813/mo
▼ 0.25% · 3.875%
HK$112,021
−HK$3,433/mo
Today · 4.125%
HK$115,454
baseline
▲ 0.50% · 4.625%
HK$122,479
+HK$7,025/mo
Deposit HK$23.82M · loan HK$23.82M · min. income ≈ HK$230,908/mo (50% DSR)
Upfront cash ≈ HK$25.85M (deposit + AVD stamp duty HK$2,024,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,862
−HK$6,530/mo
▼ 0.25% · 3.875%
HK$124,104
−HK$3,288/mo
Today · 4.125%
HK$127,392
baseline
▲ 0.50% · 4.625%
HK$134,107
+HK$6,715/mo
Deposit HK$23.82M · loan HK$23.82M · min. income ≈ HK$254,784/mo (50% DSR)
Upfront cash ≈ HK$25.85M (deposit + AVD stamp duty HK$2,024,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,369
−HK$8,176/mo
▼ 0.25% · 3.875%
HK$134,425
−HK$4,120/mo
Today · 4.125%
HK$138,545
baseline
▲ 0.50% · 4.625%
HK$146,975
+HK$8,430/mo
Deposit HK$19.06M · loan HK$28.59M · min. income ≈ HK$277,090/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$2,024,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,035
−HK$7,835/mo
▼ 0.25% · 3.875%
HK$148,924
−HK$3,946/mo
Today · 4.125%
HK$152,870
baseline
▲ 0.50% · 4.625%
HK$160,928
+HK$8,058/mo
Deposit HK$19.06M · loan HK$28.59M · min. income ≈ HK$305,740/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$2,024,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,098
−HK$9,538/mo
▼ 0.25% · 3.875%
HK$156,829
−HK$4,807/mo
Today · 4.125%
HK$161,636
baseline
▲ 0.50% · 4.625%
HK$171,471
+HK$9,835/mo
Deposit HK$14.29M · loan HK$33.35M · min. income ≈ HK$323,272/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$2,024,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,207
−HK$9,142/mo
▼ 0.25% · 3.875%
HK$173,745
−HK$4,604/mo
Today · 4.125%
HK$178,349
baseline
▲ 0.50% · 4.625%
HK$187,750
+HK$9,401/mo
Deposit HK$14.29M · loan HK$33.35M · min. income ≈ HK$356,698/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$2,024,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,554
−HK$12,263/mo
▼ 0.25% · 3.875%
HK$201,637
−HK$6,180/mo
Today · 4.125%
HK$207,817
baseline
▲ 0.50% · 4.625%
HK$220,462
+HK$12,645/mo
Deposit HK$4.76M · loan HK$42.88M · min. income ≈ HK$415,634/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,024,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,552
−HK$11,754/mo
▼ 0.25% · 3.875%
HK$223,387
−HK$5,919/mo
Today · 4.125%
HK$229,306
baseline
▲ 0.50% · 4.625%
HK$241,393
+HK$12,087/mo
Deposit HK$4.76M · loan HK$42.88M · min. income ≈ HK$458,612/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,024,882 · Scale 2, in force from 26 Feb 2026)