LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,647
−HK$6,813/mo
▼ 0.25% · 3.875%
HK$112,026
−HK$3,434/mo
Today · 4.125%
HK$115,460
baseline
▲ 0.50% · 4.625%
HK$122,485
+HK$7,025/mo
Deposit HK$23.82M · loan HK$23.82M · min. income ≈ HK$230,920/mo (50% DSR)
Upfront cash ≈ HK$25.85M (deposit + AVD stamp duty HK$2,024,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,868
−HK$6,530/mo
▼ 0.25% · 3.875%
HK$124,110
−HK$3,288/mo
Today · 4.125%
HK$127,398
baseline
▲ 0.50% · 4.625%
HK$134,114
+HK$6,716/mo
Deposit HK$23.82M · loan HK$23.82M · min. income ≈ HK$254,796/mo (50% DSR)
Upfront cash ≈ HK$25.85M (deposit + AVD stamp duty HK$2,024,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,376
−HK$8,176/mo
▼ 0.25% · 3.875%
HK$134,431
−HK$4,121/mo
Today · 4.125%
HK$138,552
baseline
▲ 0.50% · 4.625%
HK$146,982
+HK$8,430/mo
Deposit HK$19.06M · loan HK$28.59M · min. income ≈ HK$277,104/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$2,024,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,042
−HK$7,836/mo
▼ 0.25% · 3.875%
HK$148,932
−HK$3,946/mo
Today · 4.125%
HK$152,878
baseline
▲ 0.50% · 4.625%
HK$160,936
+HK$8,058/mo
Deposit HK$19.06M · loan HK$28.59M · min. income ≈ HK$305,756/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$2,024,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,105
−HK$9,539/mo
▼ 0.25% · 3.875%
HK$156,837
−HK$4,807/mo
Today · 4.125%
HK$161,644
baseline
▲ 0.50% · 4.625%
HK$171,479
+HK$9,835/mo
Deposit HK$14.29M · loan HK$33.35M · min. income ≈ HK$323,288/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$2,024,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,215
−HK$9,143/mo
▼ 0.25% · 3.875%
HK$173,754
−HK$4,604/mo
Today · 4.125%
HK$178,358
baseline
▲ 0.50% · 4.625%
HK$187,759
+HK$9,401/mo
Deposit HK$14.29M · loan HK$33.35M · min. income ≈ HK$356,716/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$2,024,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,564
−HK$12,263/mo
▼ 0.25% · 3.875%
HK$201,647
−HK$6,180/mo
Today · 4.125%
HK$207,827
baseline
▲ 0.50% · 4.625%
HK$220,473
+HK$12,646/mo
Deposit HK$4.76M · loan HK$42.88M · min. income ≈ HK$415,654/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,024,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,563
−HK$11,754/mo
▼ 0.25% · 3.875%
HK$223,398
−HK$5,919/mo
Today · 4.125%
HK$229,317
baseline
▲ 0.50% · 4.625%
HK$241,405
+HK$12,088/mo
Deposit HK$4.76M · loan HK$42.88M · min. income ≈ HK$458,634/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,024,983 · Scale 2, in force from 26 Feb 2026)