LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,653
−HK$6,813/mo
▼ 0.25% · 3.875%
HK$112,033
−HK$3,433/mo
Today · 4.125%
HK$115,466
baseline
▲ 0.50% · 4.625%
HK$122,492
+HK$7,026/mo
Deposit HK$23.82M · loan HK$23.82M · min. income ≈ HK$230,932/mo (50% DSR)
Upfront cash ≈ HK$25.85M (deposit + AVD stamp duty HK$2,025,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,875
−HK$6,531/mo
▼ 0.25% · 3.875%
HK$124,117
−HK$3,289/mo
Today · 4.125%
HK$127,406
baseline
▲ 0.50% · 4.625%
HK$134,122
+HK$6,716/mo
Deposit HK$23.82M · loan HK$23.82M · min. income ≈ HK$254,812/mo (50% DSR)
Upfront cash ≈ HK$25.85M (deposit + AVD stamp duty HK$2,025,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,383
−HK$8,177/mo
▼ 0.25% · 3.875%
HK$134,439
−HK$4,121/mo
Today · 4.125%
HK$138,560
baseline
▲ 0.50% · 4.625%
HK$146,991
+HK$8,431/mo
Deposit HK$19.06M · loan HK$28.59M · min. income ≈ HK$277,120/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$2,025,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,050
−HK$7,837/mo
▼ 0.25% · 3.875%
HK$148,940
−HK$3,947/mo
Today · 4.125%
HK$152,887
baseline
▲ 0.50% · 4.625%
HK$160,946
+HK$8,059/mo
Deposit HK$19.06M · loan HK$28.59M · min. income ≈ HK$305,774/mo (50% DSR)
Upfront cash ≈ HK$21.08M (deposit + AVD stamp duty HK$2,025,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,114
−HK$9,539/mo
▼ 0.25% · 3.875%
HK$156,846
−HK$4,807/mo
Today · 4.125%
HK$161,653
baseline
▲ 0.50% · 4.625%
HK$171,489
+HK$9,836/mo
Deposit HK$14.29M · loan HK$33.35M · min. income ≈ HK$323,306/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$2,025,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,225
−HK$9,143/mo
▼ 0.25% · 3.875%
HK$173,764
−HK$4,604/mo
Today · 4.125%
HK$178,368
baseline
▲ 0.50% · 4.625%
HK$187,770
+HK$9,402/mo
Deposit HK$14.29M · loan HK$33.35M · min. income ≈ HK$356,736/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$2,025,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,575
−HK$12,265/mo
▼ 0.25% · 3.875%
HK$201,659
−HK$6,181/mo
Today · 4.125%
HK$207,840
baseline
▲ 0.50% · 4.625%
HK$220,486
+HK$12,646/mo
Deposit HK$4.76M · loan HK$42.88M · min. income ≈ HK$415,680/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,025,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,575
−HK$11,755/mo
▼ 0.25% · 3.875%
HK$223,411
−HK$5,919/mo
Today · 4.125%
HK$229,330
baseline
▲ 0.50% · 4.625%
HK$241,419
+HK$12,089/mo
Deposit HK$4.76M · loan HK$42.88M · min. income ≈ HK$458,660/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,025,101 · Scale 2, in force from 26 Feb 2026)