LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,866
−HK$681/mo
▼ 0.25% · 3.875%
HK$11,204
−HK$343/mo
Today · 4.125%
HK$11,547
baseline
▲ 0.50% · 4.625%
HK$12,250
+HK$703/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$23,094/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$94,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,088
−HK$653/mo
▼ 0.25% · 3.875%
HK$12,412
−HK$329/mo
Today · 4.125%
HK$12,741
baseline
▲ 0.50% · 4.625%
HK$13,413
+HK$672/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$25,482/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$94,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,039
−HK$817/mo
▼ 0.25% · 3.875%
HK$13,444
−HK$412/mo
Today · 4.125%
HK$13,856
baseline
▲ 0.50% · 4.625%
HK$14,700
+HK$844/mo
Deposit HK$1.91M · loan HK$2.86M · min. income ≈ HK$27,712/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$94,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,506
−HK$783/mo
▼ 0.25% · 3.875%
HK$14,895
−HK$394/mo
Today · 4.125%
HK$15,289
baseline
▲ 0.50% · 4.625%
HK$16,095
+HK$806/mo
Deposit HK$1.91M · loan HK$2.86M · min. income ≈ HK$30,578/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$94,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,212
−HK$954/mo
▼ 0.25% · 3.875%
HK$15,685
−HK$481/mo
Today · 4.125%
HK$16,166
baseline
▲ 0.50% · 4.625%
HK$17,150
+HK$984/mo
Deposit HK$1.43M · loan HK$3.34M · min. income ≈ HK$32,332/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$94,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,923
−HK$914/mo
▼ 0.25% · 3.875%
HK$17,377
−HK$460/mo
Today · 4.125%
HK$17,837
baseline
▲ 0.50% · 4.625%
HK$18,778
+HK$941/mo
Deposit HK$1.43M · loan HK$3.34M · min. income ≈ HK$35,674/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$94,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,558
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,167
−HK$618/mo
Today · 4.125%
HK$20,785
baseline
▲ 0.50% · 4.625%
HK$22,049
+HK$1,264/mo
Deposit HK$477K · loan HK$4.29M · min. income ≈ HK$41,570/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$94,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,758
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,342
−HK$592/mo
Today · 4.125%
HK$22,934
baseline
▲ 0.50% · 4.625%
HK$24,143
+HK$1,209/mo
Deposit HK$477K · loan HK$4.29M · min. income ≈ HK$45,868/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$94,011 · Scale 2, in force from 26 Feb 2026)