LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,661
−HK$6,814/mo
▼ 0.25% · 3.875%
HK$112,041
−HK$3,434/mo
Today · 4.125%
HK$115,475
baseline
▲ 0.50% · 4.625%
HK$122,501
+HK$7,026/mo
Deposit HK$23.83M · loan HK$23.83M · min. income ≈ HK$230,950/mo (50% DSR)
Upfront cash ≈ HK$25.85M (deposit + AVD stamp duty HK$2,025,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,884
−HK$6,531/mo
▼ 0.25% · 3.875%
HK$124,126
−HK$3,289/mo
Today · 4.125%
HK$127,415
baseline
▲ 0.50% · 4.625%
HK$134,131
+HK$6,716/mo
Deposit HK$23.83M · loan HK$23.83M · min. income ≈ HK$254,830/mo (50% DSR)
Upfront cash ≈ HK$25.85M (deposit + AVD stamp duty HK$2,025,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,393
−HK$8,177/mo
▼ 0.25% · 3.875%
HK$134,449
−HK$4,121/mo
Today · 4.125%
HK$138,570
baseline
▲ 0.50% · 4.625%
HK$147,002
+HK$8,432/mo
Deposit HK$19.06M · loan HK$28.59M · min. income ≈ HK$277,140/mo (50% DSR)
Upfront cash ≈ HK$21.09M (deposit + AVD stamp duty HK$2,025,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,061
−HK$7,837/mo
▼ 0.25% · 3.875%
HK$148,952
−HK$3,946/mo
Today · 4.125%
HK$152,898
baseline
▲ 0.50% · 4.625%
HK$160,958
+HK$8,060/mo
Deposit HK$19.06M · loan HK$28.59M · min. income ≈ HK$305,796/mo (50% DSR)
Upfront cash ≈ HK$21.09M (deposit + AVD stamp duty HK$2,025,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,125
−HK$9,540/mo
▼ 0.25% · 3.875%
HK$156,857
−HK$4,808/mo
Today · 4.125%
HK$161,665
baseline
▲ 0.50% · 4.625%
HK$171,502
+HK$9,837/mo
Deposit HK$14.30M · loan HK$33.36M · min. income ≈ HK$323,330/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$2,025,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,238
−HK$9,143/mo
▼ 0.25% · 3.875%
HK$173,777
−HK$4,604/mo
Today · 4.125%
HK$178,381
baseline
▲ 0.50% · 4.625%
HK$187,784
+HK$9,403/mo
Deposit HK$14.30M · loan HK$33.36M · min. income ≈ HK$356,762/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$2,025,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,590
−HK$12,265/mo
▼ 0.25% · 3.875%
HK$201,674
−HK$6,181/mo
Today · 4.125%
HK$207,855
baseline
▲ 0.50% · 4.625%
HK$220,502
+HK$12,647/mo
Deposit HK$4.77M · loan HK$42.89M · min. income ≈ HK$415,710/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,025,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,592
−HK$11,755/mo
▼ 0.25% · 3.875%
HK$223,427
−HK$5,920/mo
Today · 4.125%
HK$229,347
baseline
▲ 0.50% · 4.625%
HK$241,437
+HK$12,090/mo
Deposit HK$4.77M · loan HK$42.89M · min. income ≈ HK$458,694/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,025,251 · Scale 2, in force from 26 Feb 2026)