LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,868
−HK$681/mo
▼ 0.25% · 3.875%
HK$11,206
−HK$343/mo
Today · 4.125%
HK$11,549
baseline
▲ 0.50% · 4.625%
HK$12,252
+HK$703/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$23,098/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$94,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,090
−HK$654/mo
▼ 0.25% · 3.875%
HK$12,415
−HK$329/mo
Today · 4.125%
HK$12,744
baseline
▲ 0.50% · 4.625%
HK$13,415
+HK$671/mo
Deposit HK$2.38M · loan HK$2.38M · min. income ≈ HK$25,488/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$94,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,042
−HK$817/mo
▼ 0.25% · 3.875%
HK$13,447
−HK$412/mo
Today · 4.125%
HK$13,859
baseline
▲ 0.50% · 4.625%
HK$14,703
+HK$844/mo
Deposit HK$1.91M · loan HK$2.86M · min. income ≈ HK$27,718/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$94,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,509
−HK$783/mo
▼ 0.25% · 3.875%
HK$14,898
−HK$394/mo
Today · 4.125%
HK$15,292
baseline
▲ 0.50% · 4.625%
HK$16,099
+HK$807/mo
Deposit HK$1.91M · loan HK$2.86M · min. income ≈ HK$30,584/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$94,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,215
−HK$954/mo
▼ 0.25% · 3.875%
HK$15,688
−HK$481/mo
Today · 4.125%
HK$16,169
baseline
▲ 0.50% · 4.625%
HK$17,153
+HK$984/mo
Deposit HK$1.43M · loan HK$3.34M · min. income ≈ HK$32,338/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$94,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,927
−HK$914/mo
▼ 0.25% · 3.875%
HK$17,381
−HK$460/mo
Today · 4.125%
HK$17,841
baseline
▲ 0.50% · 4.625%
HK$18,782
+HK$941/mo
Deposit HK$1.43M · loan HK$3.34M · min. income ≈ HK$35,682/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$94,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,562
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,171
−HK$618/mo
Today · 4.125%
HK$20,789
baseline
▲ 0.50% · 4.625%
HK$22,054
+HK$1,265/mo
Deposit HK$477K · loan HK$4.29M · min. income ≈ HK$41,578/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$94,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,763
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,347
−HK$592/mo
Today · 4.125%
HK$22,939
baseline
▲ 0.50% · 4.625%
HK$24,148
+HK$1,209/mo
Deposit HK$477K · loan HK$4.29M · min. income ≈ HK$45,878/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$94,112 · Scale 2, in force from 26 Feb 2026)