LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,694
−HK$6,816/mo
▼ 0.25% · 3.875%
HK$112,075
−HK$3,435/mo
Today · 4.125%
HK$115,510
baseline
▲ 0.50% · 4.625%
HK$122,538
+HK$7,028/mo
Deposit HK$23.83M · loan HK$23.83M · min. income ≈ HK$231,020/mo (50% DSR)
Upfront cash ≈ HK$25.86M (deposit + AVD stamp duty HK$2,025,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,921
−HK$6,533/mo
▼ 0.25% · 3.875%
HK$124,164
−HK$3,290/mo
Today · 4.125%
HK$127,454
baseline
▲ 0.50% · 4.625%
HK$134,172
+HK$6,718/mo
Deposit HK$23.83M · loan HK$23.83M · min. income ≈ HK$254,908/mo (50% DSR)
Upfront cash ≈ HK$25.86M (deposit + AVD stamp duty HK$2,025,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,433
−HK$8,179/mo
▼ 0.25% · 3.875%
HK$134,490
−HK$4,122/mo
Today · 4.125%
HK$138,612
baseline
▲ 0.50% · 4.625%
HK$147,046
+HK$8,434/mo
Deposit HK$19.07M · loan HK$28.60M · min. income ≈ HK$277,224/mo (50% DSR)
Upfront cash ≈ HK$21.09M (deposit + AVD stamp duty HK$2,025,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,105
−HK$7,840/mo
▼ 0.25% · 3.875%
HK$148,997
−HK$3,948/mo
Today · 4.125%
HK$152,945
baseline
▲ 0.50% · 4.625%
HK$161,006
+HK$8,061/mo
Deposit HK$19.07M · loan HK$28.60M · min. income ≈ HK$305,890/mo (50% DSR)
Upfront cash ≈ HK$21.09M (deposit + AVD stamp duty HK$2,025,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,171
−HK$9,543/mo
▼ 0.25% · 3.875%
HK$156,905
−HK$4,809/mo
Today · 4.125%
HK$161,714
baseline
▲ 0.50% · 4.625%
HK$171,554
+HK$9,840/mo
Deposit HK$14.30M · loan HK$33.37M · min. income ≈ HK$323,428/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$2,025,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,289
−HK$9,146/mo
▼ 0.25% · 3.875%
HK$173,829
−HK$4,606/mo
Today · 4.125%
HK$178,435
baseline
▲ 0.50% · 4.625%
HK$187,841
+HK$9,406/mo
Deposit HK$14.30M · loan HK$33.37M · min. income ≈ HK$356,870/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$2,025,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,649
−HK$12,269/mo
▼ 0.25% · 3.875%
HK$201,735
−HK$6,183/mo
Today · 4.125%
HK$207,918
baseline
▲ 0.50% · 4.625%
HK$220,569
+HK$12,651/mo
Deposit HK$4.77M · loan HK$42.90M · min. income ≈ HK$415,836/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,025,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,657
−HK$11,760/mo
▼ 0.25% · 3.875%
HK$223,495
−HK$5,922/mo
Today · 4.125%
HK$229,417
baseline
▲ 0.50% · 4.625%
HK$241,510
+HK$12,093/mo
Deposit HK$4.77M · loan HK$42.90M · min. income ≈ HK$458,834/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,025,864 · Scale 2, in force from 26 Feb 2026)