LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,702
−HK$6,817/mo
▼ 0.25% · 3.875%
HK$112,083
−HK$3,436/mo
Today · 4.125%
HK$115,519
baseline
▲ 0.50% · 4.625%
HK$122,548
+HK$7,029/mo
Deposit HK$23.84M · loan HK$23.84M · min. income ≈ HK$231,038/mo (50% DSR)
Upfront cash ≈ HK$25.86M (deposit + AVD stamp duty HK$2,026,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,930
−HK$6,533/mo
▼ 0.25% · 3.875%
HK$124,173
−HK$3,290/mo
Today · 4.125%
HK$127,463
baseline
▲ 0.50% · 4.625%
HK$134,182
+HK$6,719/mo
Deposit HK$23.84M · loan HK$23.84M · min. income ≈ HK$254,926/mo (50% DSR)
Upfront cash ≈ HK$25.86M (deposit + AVD stamp duty HK$2,026,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,442
−HK$8,180/mo
▼ 0.25% · 3.875%
HK$134,500
−HK$4,122/mo
Today · 4.125%
HK$138,622
baseline
▲ 0.50% · 4.625%
HK$147,057
+HK$8,435/mo
Deposit HK$19.07M · loan HK$28.60M · min. income ≈ HK$277,244/mo (50% DSR)
Upfront cash ≈ HK$21.09M (deposit + AVD stamp duty HK$2,026,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,116
−HK$7,840/mo
▼ 0.25% · 3.875%
HK$149,008
−HK$3,948/mo
Today · 4.125%
HK$152,956
baseline
▲ 0.50% · 4.625%
HK$161,019
+HK$8,063/mo
Deposit HK$19.07M · loan HK$28.60M · min. income ≈ HK$305,912/mo (50% DSR)
Upfront cash ≈ HK$21.09M (deposit + AVD stamp duty HK$2,026,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,183
−HK$9,543/mo
▼ 0.25% · 3.875%
HK$156,917
−HK$4,809/mo
Today · 4.125%
HK$161,726
baseline
▲ 0.50% · 4.625%
HK$171,567
+HK$9,841/mo
Deposit HK$14.30M · loan HK$33.37M · min. income ≈ HK$323,452/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$2,026,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,302
−HK$9,147/mo
▼ 0.25% · 3.875%
HK$173,842
−HK$4,607/mo
Today · 4.125%
HK$178,449
baseline
▲ 0.50% · 4.625%
HK$187,855
+HK$9,406/mo
Deposit HK$14.30M · loan HK$33.37M · min. income ≈ HK$356,898/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$2,026,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,664
−HK$12,269/mo
▼ 0.25% · 3.875%
HK$201,750
−HK$6,183/mo
Today · 4.125%
HK$207,933
baseline
▲ 0.50% · 4.625%
HK$220,586
+HK$12,653/mo
Deposit HK$4.77M · loan HK$42.90M · min. income ≈ HK$415,866/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,026,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,674
−HK$11,760/mo
▼ 0.25% · 3.875%
HK$223,512
−HK$5,922/mo
Today · 4.125%
HK$229,434
baseline
▲ 0.50% · 4.625%
HK$241,528
+HK$12,094/mo
Deposit HK$4.77M · loan HK$42.90M · min. income ≈ HK$458,868/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$2,026,016 · Scale 2, in force from 26 Feb 2026)