LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,743
−HK$6,819/mo
▼ 0.25% · 3.875%
HK$112,125
−HK$3,437/mo
Today · 4.125%
HK$115,562
baseline
▲ 0.50% · 4.625%
HK$122,594
+HK$7,032/mo
Deposit HK$23.84M · loan HK$23.84M · min. income ≈ HK$231,124/mo (50% DSR)
Upfront cash ≈ HK$25.87M (deposit + AVD stamp duty HK$2,026,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,975
−HK$6,536/mo
▼ 0.25% · 3.875%
HK$124,220
−HK$3,291/mo
Today · 4.125%
HK$127,511
baseline
▲ 0.50% · 4.625%
HK$134,233
+HK$6,722/mo
Deposit HK$23.84M · loan HK$23.84M · min. income ≈ HK$255,022/mo (50% DSR)
Upfront cash ≈ HK$25.87M (deposit + AVD stamp duty HK$2,026,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,492
−HK$8,183/mo
▼ 0.25% · 3.875%
HK$134,551
−HK$4,124/mo
Today · 4.125%
HK$138,675
baseline
▲ 0.50% · 4.625%
HK$147,113
+HK$8,438/mo
Deposit HK$19.08M · loan HK$28.61M · min. income ≈ HK$277,350/mo (50% DSR)
Upfront cash ≈ HK$21.10M (deposit + AVD stamp duty HK$2,026,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,171
−HK$7,843/mo
▼ 0.25% · 3.875%
HK$149,064
−HK$3,950/mo
Today · 4.125%
HK$153,014
baseline
▲ 0.50% · 4.625%
HK$161,079
+HK$8,065/mo
Deposit HK$19.08M · loan HK$28.61M · min. income ≈ HK$306,028/mo (50% DSR)
Upfront cash ≈ HK$21.10M (deposit + AVD stamp duty HK$2,026,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,240
−HK$9,547/mo
▼ 0.25% · 3.875%
HK$156,976
−HK$4,811/mo
Today · 4.125%
HK$161,787
baseline
▲ 0.50% · 4.625%
HK$171,631
+HK$9,844/mo
Deposit HK$14.31M · loan HK$33.38M · min. income ≈ HK$323,574/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$2,026,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,366
−HK$9,150/mo
▼ 0.25% · 3.875%
HK$173,908
−HK$4,608/mo
Today · 4.125%
HK$178,516
baseline
▲ 0.50% · 4.625%
HK$187,926
+HK$9,410/mo
Deposit HK$14.31M · loan HK$33.38M · min. income ≈ HK$357,032/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$2,026,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,737
−HK$12,275/mo
▼ 0.25% · 3.875%
HK$201,826
−HK$6,186/mo
Today · 4.125%
HK$208,012
baseline
▲ 0.50% · 4.625%
HK$220,669
+HK$12,657/mo
Deposit HK$4.77M · loan HK$42.92M · min. income ≈ HK$416,024/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$2,026,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,756
−HK$11,764/mo
▼ 0.25% · 3.875%
HK$223,596
−HK$5,924/mo
Today · 4.125%
HK$229,520
baseline
▲ 0.50% · 4.625%
HK$241,619
+HK$12,099/mo
Deposit HK$4.77M · loan HK$42.92M · min. income ≈ HK$459,040/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$2,026,779 · Scale 2, in force from 26 Feb 2026)