LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,773
−HK$6,821/mo
▼ 0.25% · 3.875%
HK$112,157
−HK$3,437/mo
Today · 4.125%
HK$115,594
baseline
▲ 0.50% · 4.625%
HK$122,628
+HK$7,034/mo
Deposit HK$23.85M · loan HK$23.85M · min. income ≈ HK$231,188/mo (50% DSR)
Upfront cash ≈ HK$25.88M (deposit + AVD stamp duty HK$2,027,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,009
−HK$6,538/mo
▼ 0.25% · 3.875%
HK$124,254
−HK$3,293/mo
Today · 4.125%
HK$127,547
baseline
▲ 0.50% · 4.625%
HK$134,270
+HK$6,723/mo
Deposit HK$23.85M · loan HK$23.85M · min. income ≈ HK$255,094/mo (50% DSR)
Upfront cash ≈ HK$25.88M (deposit + AVD stamp duty HK$2,027,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,528
−HK$8,185/mo
▼ 0.25% · 3.875%
HK$134,588
−HK$4,125/mo
Today · 4.125%
HK$138,713
baseline
▲ 0.50% · 4.625%
HK$147,153
+HK$8,440/mo
Deposit HK$19.08M · loan HK$28.62M · min. income ≈ HK$277,426/mo (50% DSR)
Upfront cash ≈ HK$21.11M (deposit + AVD stamp duty HK$2,027,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,211
−HK$7,845/mo
▼ 0.25% · 3.875%
HK$149,105
−HK$3,951/mo
Today · 4.125%
HK$153,056
baseline
▲ 0.50% · 4.625%
HK$161,124
+HK$8,068/mo
Deposit HK$19.08M · loan HK$28.62M · min. income ≈ HK$306,112/mo (50% DSR)
Upfront cash ≈ HK$21.11M (deposit + AVD stamp duty HK$2,027,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,282
−HK$9,550/mo
▼ 0.25% · 3.875%
HK$157,019
−HK$4,813/mo
Today · 4.125%
HK$161,832
baseline
▲ 0.50% · 4.625%
HK$171,679
+HK$9,847/mo
Deposit HK$14.31M · loan HK$33.39M · min. income ≈ HK$323,664/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$2,027,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,413
−HK$9,152/mo
▼ 0.25% · 3.875%
HK$173,956
−HK$4,609/mo
Today · 4.125%
HK$178,565
baseline
▲ 0.50% · 4.625%
HK$187,978
+HK$9,413/mo
Deposit HK$14.31M · loan HK$33.39M · min. income ≈ HK$357,130/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$2,027,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,792
−HK$12,278/mo
▼ 0.25% · 3.875%
HK$201,882
−HK$6,188/mo
Today · 4.125%
HK$208,070
baseline
▲ 0.50% · 4.625%
HK$220,730
+HK$12,660/mo
Deposit HK$4.77M · loan HK$42.93M · min. income ≈ HK$416,140/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$2,027,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,816
−HK$11,768/mo
▼ 0.25% · 3.875%
HK$223,658
−HK$5,926/mo
Today · 4.125%
HK$229,584
baseline
▲ 0.50% · 4.625%
HK$241,686
+HK$12,102/mo
Deposit HK$4.77M · loan HK$42.93M · min. income ≈ HK$459,168/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$2,027,342 · Scale 2, in force from 26 Feb 2026)