LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,878
−HK$682/mo
▼ 0.25% · 3.875%
HK$11,216
−HK$344/mo
Today · 4.125%
HK$11,560
baseline
▲ 0.50% · 4.625%
HK$12,263
+HK$703/mo
Deposit HK$2.39M · loan HK$2.39M · min. income ≈ HK$23,120/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$94,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,101
−HK$654/mo
▼ 0.25% · 3.875%
HK$12,426
−HK$329/mo
Today · 4.125%
HK$12,755
baseline
▲ 0.50% · 4.625%
HK$13,427
+HK$672/mo
Deposit HK$2.39M · loan HK$2.39M · min. income ≈ HK$25,510/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$94,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,053
−HK$819/mo
▼ 0.25% · 3.875%
HK$13,459
−HK$413/mo
Today · 4.125%
HK$13,872
baseline
▲ 0.50% · 4.625%
HK$14,716
+HK$844/mo
Deposit HK$1.91M · loan HK$2.86M · min. income ≈ HK$27,744/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$94,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,522
−HK$784/mo
▼ 0.25% · 3.875%
HK$14,911
−HK$395/mo
Today · 4.125%
HK$15,306
baseline
▲ 0.50% · 4.625%
HK$16,113
+HK$807/mo
Deposit HK$1.91M · loan HK$2.86M · min. income ≈ HK$30,612/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$94,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,229
−HK$955/mo
▼ 0.25% · 3.875%
HK$15,702
−HK$482/mo
Today · 4.125%
HK$16,184
baseline
▲ 0.50% · 4.625%
HK$17,168
+HK$984/mo
Deposit HK$1.43M · loan HK$3.34M · min. income ≈ HK$32,368/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$94,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,942
−HK$915/mo
▼ 0.25% · 3.875%
HK$17,396
−HK$461/mo
Today · 4.125%
HK$17,857
baseline
▲ 0.50% · 4.625%
HK$18,798
+HK$941/mo
Deposit HK$1.43M · loan HK$3.34M · min. income ≈ HK$35,714/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$94,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,580
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,189
−HK$619/mo
Today · 4.125%
HK$20,808
baseline
▲ 0.50% · 4.625%
HK$22,074
+HK$1,266/mo
Deposit HK$477K · loan HK$4.29M · min. income ≈ HK$41,616/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$94,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,782
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,367
−HK$592/mo
Today · 4.125%
HK$22,959
baseline
▲ 0.50% · 4.625%
HK$24,169
+HK$1,210/mo
Deposit HK$477K · loan HK$4.29M · min. income ≈ HK$45,918/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$94,538 · Scale 2, in force from 26 Feb 2026)