LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,879
−HK$682/mo
▼ 0.25% · 3.875%
HK$11,217
−HK$344/mo
Today · 4.125%
HK$11,561
baseline
▲ 0.50% · 4.625%
HK$12,265
+HK$704/mo
Deposit HK$2.39M · loan HK$2.39M · min. income ≈ HK$23,122/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$94,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,103
−HK$653/mo
▼ 0.25% · 3.875%
HK$12,427
−HK$329/mo
Today · 4.125%
HK$12,756
baseline
▲ 0.50% · 4.625%
HK$13,429
+HK$673/mo
Deposit HK$2.39M · loan HK$2.39M · min. income ≈ HK$25,512/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$94,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,055
−HK$818/mo
▼ 0.25% · 3.875%
HK$13,461
−HK$412/mo
Today · 4.125%
HK$13,873
baseline
▲ 0.50% · 4.625%
HK$14,717
+HK$844/mo
Deposit HK$1.91M · loan HK$2.86M · min. income ≈ HK$27,746/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$94,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,523
−HK$785/mo
▼ 0.25% · 3.875%
HK$14,913
−HK$395/mo
Today · 4.125%
HK$15,308
baseline
▲ 0.50% · 4.625%
HK$16,115
+HK$807/mo
Deposit HK$1.91M · loan HK$2.86M · min. income ≈ HK$30,616/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$94,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,230
−HK$955/mo
▼ 0.25% · 3.875%
HK$15,704
−HK$481/mo
Today · 4.125%
HK$16,185
baseline
▲ 0.50% · 4.625%
HK$17,170
+HK$985/mo
Deposit HK$1.43M · loan HK$3.34M · min. income ≈ HK$32,370/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$94,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,944
−HK$915/mo
▼ 0.25% · 3.875%
HK$17,398
−HK$461/mo
Today · 4.125%
HK$17,859
baseline
▲ 0.50% · 4.625%
HK$18,800
+HK$941/mo
Deposit HK$1.43M · loan HK$3.34M · min. income ≈ HK$35,718/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$94,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,582
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,191
−HK$619/mo
Today · 4.125%
HK$20,810
baseline
▲ 0.50% · 4.625%
HK$22,076
+HK$1,266/mo
Deposit HK$477K · loan HK$4.29M · min. income ≈ HK$41,620/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$94,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,785
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,369
−HK$593/mo
Today · 4.125%
HK$22,962
baseline
▲ 0.50% · 4.625%
HK$24,172
+HK$1,210/mo
Deposit HK$477K · loan HK$4.29M · min. income ≈ HK$45,924/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$94,589 · Scale 2, in force from 26 Feb 2026)