LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,792
−HK$6,822/mo
▼ 0.25% · 3.875%
HK$112,176
−HK$3,438/mo
Today · 4.125%
HK$115,614
baseline
▲ 0.50% · 4.625%
HK$122,649
+HK$7,035/mo
Deposit HK$23.86M · loan HK$23.86M · min. income ≈ HK$231,228/mo (50% DSR)
Upfront cash ≈ HK$25.88M (deposit + AVD stamp duty HK$2,027,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,030
−HK$6,538/mo
▼ 0.25% · 3.875%
HK$124,276
−HK$3,292/mo
Today · 4.125%
HK$127,568
baseline
▲ 0.50% · 4.625%
HK$134,293
+HK$6,725/mo
Deposit HK$23.86M · loan HK$23.86M · min. income ≈ HK$255,136/mo (50% DSR)
Upfront cash ≈ HK$25.88M (deposit + AVD stamp duty HK$2,027,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,550
−HK$8,187/mo
▼ 0.25% · 3.875%
HK$134,611
−HK$4,126/mo
Today · 4.125%
HK$138,737
baseline
▲ 0.50% · 4.625%
HK$147,178
+HK$8,441/mo
Deposit HK$19.08M · loan HK$28.63M · min. income ≈ HK$277,474/mo (50% DSR)
Upfront cash ≈ HK$21.11M (deposit + AVD stamp duty HK$2,027,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,235
−HK$7,847/mo
▼ 0.25% · 3.875%
HK$149,131
−HK$3,951/mo
Today · 4.125%
HK$153,082
baseline
▲ 0.50% · 4.625%
HK$161,151
+HK$8,069/mo
Deposit HK$19.08M · loan HK$28.63M · min. income ≈ HK$306,164/mo (50% DSR)
Upfront cash ≈ HK$21.11M (deposit + AVD stamp duty HK$2,027,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,308
−HK$9,551/mo
▼ 0.25% · 3.875%
HK$157,046
−HK$4,813/mo
Today · 4.125%
HK$161,859
baseline
▲ 0.50% · 4.625%
HK$171,708
+HK$9,849/mo
Deposit HK$14.31M · loan HK$33.40M · min. income ≈ HK$323,718/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$2,027,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,441
−HK$9,155/mo
▼ 0.25% · 3.875%
HK$173,986
−HK$4,610/mo
Today · 4.125%
HK$178,596
baseline
▲ 0.50% · 4.625%
HK$188,010
+HK$9,414/mo
Deposit HK$14.31M · loan HK$33.40M · min. income ≈ HK$357,192/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$2,027,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,825
−HK$12,280/mo
▼ 0.25% · 3.875%
HK$201,916
−HK$6,189/mo
Today · 4.125%
HK$208,105
baseline
▲ 0.50% · 4.625%
HK$220,768
+HK$12,663/mo
Deposit HK$4.77M · loan HK$42.94M · min. income ≈ HK$416,210/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$2,027,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,853
−HK$11,770/mo
▼ 0.25% · 3.875%
HK$223,696
−HK$5,927/mo
Today · 4.125%
HK$229,623
baseline
▲ 0.50% · 4.625%
HK$241,727
+HK$12,104/mo
Deposit HK$4.77M · loan HK$42.94M · min. income ≈ HK$459,246/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$2,027,686 · Scale 2, in force from 26 Feb 2026)