LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,794
−HK$6,822/mo
▼ 0.25% · 3.875%
HK$112,178
−HK$3,438/mo
Today · 4.125%
HK$115,616
baseline
▲ 0.50% · 4.625%
HK$122,651
+HK$7,035/mo
Deposit HK$23.86M · loan HK$23.86M · min. income ≈ HK$231,232/mo (50% DSR)
Upfront cash ≈ HK$25.88M (deposit + AVD stamp duty HK$2,027,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,032
−HK$6,539/mo
▼ 0.25% · 3.875%
HK$124,278
−HK$3,293/mo
Today · 4.125%
HK$127,571
baseline
▲ 0.50% · 4.625%
HK$134,295
+HK$6,724/mo
Deposit HK$23.86M · loan HK$23.86M · min. income ≈ HK$255,142/mo (50% DSR)
Upfront cash ≈ HK$25.88M (deposit + AVD stamp duty HK$2,027,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,553
−HK$8,186/mo
▼ 0.25% · 3.875%
HK$134,614
−HK$4,125/mo
Today · 4.125%
HK$138,739
baseline
▲ 0.50% · 4.625%
HK$147,181
+HK$8,442/mo
Deposit HK$19.08M · loan HK$28.63M · min. income ≈ HK$277,478/mo (50% DSR)
Upfront cash ≈ HK$21.11M (deposit + AVD stamp duty HK$2,027,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,238
−HK$7,847/mo
▼ 0.25% · 3.875%
HK$149,134
−HK$3,951/mo
Today · 4.125%
HK$153,085
baseline
▲ 0.50% · 4.625%
HK$161,155
+HK$8,070/mo
Deposit HK$19.08M · loan HK$28.63M · min. income ≈ HK$306,170/mo (50% DSR)
Upfront cash ≈ HK$21.11M (deposit + AVD stamp duty HK$2,027,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,311
−HK$9,552/mo
▼ 0.25% · 3.875%
HK$157,049
−HK$4,814/mo
Today · 4.125%
HK$161,863
baseline
▲ 0.50% · 4.625%
HK$171,712
+HK$9,849/mo
Deposit HK$14.31M · loan HK$33.40M · min. income ≈ HK$323,726/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$2,027,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,445
−HK$9,154/mo
▼ 0.25% · 3.875%
HK$173,989
−HK$4,610/mo
Today · 4.125%
HK$178,599
baseline
▲ 0.50% · 4.625%
HK$188,014
+HK$9,415/mo
Deposit HK$14.31M · loan HK$33.40M · min. income ≈ HK$357,198/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$2,027,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,829
−HK$12,280/mo
▼ 0.25% · 3.875%
HK$201,920
−HK$6,189/mo
Today · 4.125%
HK$208,109
baseline
▲ 0.50% · 4.625%
HK$220,772
+HK$12,663/mo
Deposit HK$4.77M · loan HK$42.94M · min. income ≈ HK$416,218/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$2,027,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,858
−HK$11,770/mo
▼ 0.25% · 3.875%
HK$223,701
−HK$5,927/mo
Today · 4.125%
HK$229,628
baseline
▲ 0.50% · 4.625%
HK$241,732
+HK$12,104/mo
Deposit HK$4.77M · loan HK$42.94M · min. income ≈ HK$459,256/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$2,027,728 · Scale 2, in force from 26 Feb 2026)