LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,798
−HK$6,822/mo
▼ 0.25% · 3.875%
HK$112,182
−HK$3,438/mo
Today · 4.125%
HK$115,620
baseline
▲ 0.50% · 4.625%
HK$122,655
+HK$7,035/mo
Deposit HK$23.86M · loan HK$23.86M · min. income ≈ HK$231,240/mo (50% DSR)
Upfront cash ≈ HK$25.88M (deposit + AVD stamp duty HK$2,027,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,036
−HK$6,539/mo
▼ 0.25% · 3.875%
HK$124,282
−HK$3,293/mo
Today · 4.125%
HK$127,575
baseline
▲ 0.50% · 4.625%
HK$134,300
+HK$6,725/mo
Deposit HK$23.86M · loan HK$23.86M · min. income ≈ HK$255,150/mo (50% DSR)
Upfront cash ≈ HK$25.88M (deposit + AVD stamp duty HK$2,027,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,557
−HK$8,187/mo
▼ 0.25% · 3.875%
HK$134,618
−HK$4,126/mo
Today · 4.125%
HK$138,744
baseline
▲ 0.50% · 4.625%
HK$147,186
+HK$8,442/mo
Deposit HK$19.09M · loan HK$28.63M · min. income ≈ HK$277,488/mo (50% DSR)
Upfront cash ≈ HK$21.11M (deposit + AVD stamp duty HK$2,027,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,243
−HK$7,847/mo
▼ 0.25% · 3.875%
HK$149,139
−HK$3,951/mo
Today · 4.125%
HK$153,090
baseline
▲ 0.50% · 4.625%
HK$161,160
+HK$8,070/mo
Deposit HK$19.09M · loan HK$28.63M · min. income ≈ HK$306,180/mo (50% DSR)
Upfront cash ≈ HK$21.11M (deposit + AVD stamp duty HK$2,027,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,317
−HK$9,551/mo
▼ 0.25% · 3.875%
HK$157,054
−HK$4,814/mo
Today · 4.125%
HK$161,868
baseline
▲ 0.50% · 4.625%
HK$171,717
+HK$9,849/mo
Deposit HK$14.31M · loan HK$33.40M · min. income ≈ HK$323,736/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$2,027,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,451
−HK$9,155/mo
▼ 0.25% · 3.875%
HK$173,995
−HK$4,611/mo
Today · 4.125%
HK$178,606
baseline
▲ 0.50% · 4.625%
HK$188,020
+HK$9,414/mo
Deposit HK$14.31M · loan HK$33.40M · min. income ≈ HK$357,212/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$2,027,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,836
−HK$12,280/mo
▼ 0.25% · 3.875%
HK$201,927
−HK$6,189/mo
Today · 4.125%
HK$208,116
baseline
▲ 0.50% · 4.625%
HK$220,780
+HK$12,664/mo
Deposit HK$4.77M · loan HK$42.94M · min. income ≈ HK$416,232/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$2,027,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,865
−HK$11,771/mo
▼ 0.25% · 3.875%
HK$223,708
−HK$5,928/mo
Today · 4.125%
HK$229,636
baseline
▲ 0.50% · 4.625%
HK$241,740
+HK$12,104/mo
Deposit HK$4.77M · loan HK$42.94M · min. income ≈ HK$459,272/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$2,027,797 · Scale 2, in force from 26 Feb 2026)