LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,798
−HK$6,823/mo
▼ 0.25% · 3.875%
HK$112,182
−HK$3,439/mo
Today · 4.125%
HK$115,621
baseline
▲ 0.50% · 4.625%
HK$122,656
+HK$7,035/mo
Deposit HK$23.86M · loan HK$23.86M · min. income ≈ HK$231,242/mo (50% DSR)
Upfront cash ≈ HK$25.88M (deposit + AVD stamp duty HK$2,027,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,037
−HK$6,539/mo
▼ 0.25% · 3.875%
HK$124,283
−HK$3,293/mo
Today · 4.125%
HK$127,576
baseline
▲ 0.50% · 4.625%
HK$134,301
+HK$6,725/mo
Deposit HK$23.86M · loan HK$23.86M · min. income ≈ HK$255,152/mo (50% DSR)
Upfront cash ≈ HK$25.88M (deposit + AVD stamp duty HK$2,027,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,558
−HK$8,187/mo
▼ 0.25% · 3.875%
HK$134,619
−HK$4,126/mo
Today · 4.125%
HK$138,745
baseline
▲ 0.50% · 4.625%
HK$147,187
+HK$8,442/mo
Deposit HK$19.09M · loan HK$28.63M · min. income ≈ HK$277,490/mo (50% DSR)
Upfront cash ≈ HK$21.11M (deposit + AVD stamp duty HK$2,027,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,244
−HK$7,847/mo
▼ 0.25% · 3.875%
HK$149,140
−HK$3,951/mo
Today · 4.125%
HK$153,091
baseline
▲ 0.50% · 4.625%
HK$161,161
+HK$8,070/mo
Deposit HK$19.09M · loan HK$28.63M · min. income ≈ HK$306,182/mo (50% DSR)
Upfront cash ≈ HK$21.11M (deposit + AVD stamp duty HK$2,027,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,318
−HK$9,551/mo
▼ 0.25% · 3.875%
HK$157,055
−HK$4,814/mo
Today · 4.125%
HK$161,869
baseline
▲ 0.50% · 4.625%
HK$171,719
+HK$9,850/mo
Deposit HK$14.31M · loan HK$33.40M · min. income ≈ HK$323,738/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$2,027,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,452
−HK$9,155/mo
▼ 0.25% · 3.875%
HK$173,996
−HK$4,611/mo
Today · 4.125%
HK$178,607
baseline
▲ 0.50% · 4.625%
HK$188,021
+HK$9,414/mo
Deposit HK$14.31M · loan HK$33.40M · min. income ≈ HK$357,214/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$2,027,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,837
−HK$12,280/mo
▼ 0.25% · 3.875%
HK$201,928
−HK$6,189/mo
Today · 4.125%
HK$208,117
baseline
▲ 0.50% · 4.625%
HK$220,781
+HK$12,664/mo
Deposit HK$4.77M · loan HK$42.94M · min. income ≈ HK$416,234/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$2,027,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,866
−HK$11,771/mo
▼ 0.25% · 3.875%
HK$223,710
−HK$5,927/mo
Today · 4.125%
HK$229,637
baseline
▲ 0.50% · 4.625%
HK$241,742
+HK$12,105/mo
Deposit HK$4.77M · loan HK$42.94M · min. income ≈ HK$459,274/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$2,027,809 · Scale 2, in force from 26 Feb 2026)