LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,799
−HK$6,823/mo
▼ 0.25% · 3.875%
HK$112,184
−HK$3,438/mo
Today · 4.125%
HK$115,622
baseline
▲ 0.50% · 4.625%
HK$122,657
+HK$7,035/mo
Deposit HK$23.86M · loan HK$23.86M · min. income ≈ HK$231,244/mo (50% DSR)
Upfront cash ≈ HK$25.88M (deposit + AVD stamp duty HK$2,027,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,038
−HK$6,540/mo
▼ 0.25% · 3.875%
HK$124,284
−HK$3,294/mo
Today · 4.125%
HK$127,578
baseline
▲ 0.50% · 4.625%
HK$134,302
+HK$6,724/mo
Deposit HK$23.86M · loan HK$23.86M · min. income ≈ HK$255,156/mo (50% DSR)
Upfront cash ≈ HK$25.88M (deposit + AVD stamp duty HK$2,027,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,559
−HK$8,188/mo
▼ 0.25% · 3.875%
HK$134,620
−HK$4,127/mo
Today · 4.125%
HK$138,747
baseline
▲ 0.50% · 4.625%
HK$147,189
+HK$8,442/mo
Deposit HK$19.09M · loan HK$28.63M · min. income ≈ HK$277,494/mo (50% DSR)
Upfront cash ≈ HK$21.11M (deposit + AVD stamp duty HK$2,027,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,246
−HK$7,847/mo
▼ 0.25% · 3.875%
HK$149,141
−HK$3,952/mo
Today · 4.125%
HK$153,093
baseline
▲ 0.50% · 4.625%
HK$161,163
+HK$8,070/mo
Deposit HK$19.09M · loan HK$28.63M · min. income ≈ HK$306,186/mo (50% DSR)
Upfront cash ≈ HK$21.11M (deposit + AVD stamp duty HK$2,027,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,319
−HK$9,552/mo
▼ 0.25% · 3.875%
HK$157,057
−HK$4,814/mo
Today · 4.125%
HK$161,871
baseline
▲ 0.50% · 4.625%
HK$171,720
+HK$9,849/mo
Deposit HK$14.31M · loan HK$33.40M · min. income ≈ HK$323,742/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$2,027,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,454
−HK$9,155/mo
▼ 0.25% · 3.875%
HK$173,998
−HK$4,611/mo
Today · 4.125%
HK$178,609
baseline
▲ 0.50% · 4.625%
HK$188,023
+HK$9,414/mo
Deposit HK$14.31M · loan HK$33.40M · min. income ≈ HK$357,218/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$2,027,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,839
−HK$12,281/mo
▼ 0.25% · 3.875%
HK$201,931
−HK$6,189/mo
Today · 4.125%
HK$208,120
baseline
▲ 0.50% · 4.625%
HK$220,783
+HK$12,663/mo
Deposit HK$4.77M · loan HK$42.94M · min. income ≈ HK$416,240/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$2,027,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,869
−HK$11,771/mo
▼ 0.25% · 3.875%
HK$223,712
−HK$5,928/mo
Today · 4.125%
HK$229,640
baseline
▲ 0.50% · 4.625%
HK$241,744
+HK$12,104/mo
Deposit HK$4.77M · loan HK$42.94M · min. income ≈ HK$459,280/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$2,027,832 · Scale 2, in force from 26 Feb 2026)