LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,881
−HK$682/mo
▼ 0.25% · 3.875%
HK$11,219
−HK$344/mo
Today · 4.125%
HK$11,563
baseline
▲ 0.50% · 4.625%
HK$12,267
+HK$704/mo
Deposit HK$2.39M · loan HK$2.39M · min. income ≈ HK$23,126/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$94,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,105
−HK$654/mo
▼ 0.25% · 3.875%
HK$12,429
−HK$330/mo
Today · 4.125%
HK$12,759
baseline
▲ 0.50% · 4.625%
HK$13,431
+HK$672/mo
Deposit HK$2.39M · loan HK$2.39M · min. income ≈ HK$25,518/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$94,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,057
−HK$819/mo
▼ 0.25% · 3.875%
HK$13,463
−HK$413/mo
Today · 4.125%
HK$13,876
baseline
▲ 0.50% · 4.625%
HK$14,720
+HK$844/mo
Deposit HK$1.91M · loan HK$2.86M · min. income ≈ HK$27,752/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$94,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,526
−HK$784/mo
▼ 0.25% · 3.875%
HK$14,915
−HK$395/mo
Today · 4.125%
HK$15,310
baseline
▲ 0.50% · 4.625%
HK$16,117
+HK$807/mo
Deposit HK$1.91M · loan HK$2.86M · min. income ≈ HK$30,620/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$94,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,233
−HK$955/mo
▼ 0.25% · 3.875%
HK$15,707
−HK$481/mo
Today · 4.125%
HK$16,188
baseline
▲ 0.50% · 4.625%
HK$17,173
+HK$985/mo
Deposit HK$1.43M · loan HK$3.34M · min. income ≈ HK$32,376/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$94,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,947
−HK$915/mo
▼ 0.25% · 3.875%
HK$17,401
−HK$461/mo
Today · 4.125%
HK$17,862
baseline
▲ 0.50% · 4.625%
HK$18,804
+HK$942/mo
Deposit HK$1.43M · loan HK$3.34M · min. income ≈ HK$35,724/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$94,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,585
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,194
−HK$619/mo
Today · 4.125%
HK$20,813
baseline
▲ 0.50% · 4.625%
HK$22,080
+HK$1,267/mo
Deposit HK$477K · loan HK$4.29M · min. income ≈ HK$41,626/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$94,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,788
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$22,373
−HK$593/mo
Today · 4.125%
HK$22,966
baseline
▲ 0.50% · 4.625%
HK$24,176
+HK$1,210/mo
Deposit HK$477K · loan HK$4.29M · min. income ≈ HK$45,932/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$94,670 · Scale 2, in force from 26 Feb 2026)