LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,809
−HK$6,824/mo
▼ 0.25% · 3.875%
HK$112,194
−HK$3,439/mo
Today · 4.125%
HK$115,633
baseline
▲ 0.50% · 4.625%
HK$122,669
+HK$7,036/mo
Deposit HK$23.86M · loan HK$23.86M · min. income ≈ HK$231,266/mo (50% DSR)
Upfront cash ≈ HK$25.89M (deposit + AVD stamp duty HK$2,028,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,049
−HK$6,540/mo
▼ 0.25% · 3.875%
HK$124,296
−HK$3,293/mo
Today · 4.125%
HK$127,589
baseline
▲ 0.50% · 4.625%
HK$134,315
+HK$6,726/mo
Deposit HK$23.86M · loan HK$23.86M · min. income ≈ HK$255,178/mo (50% DSR)
Upfront cash ≈ HK$25.89M (deposit + AVD stamp duty HK$2,028,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,571
−HK$8,188/mo
▼ 0.25% · 3.875%
HK$134,633
−HK$4,126/mo
Today · 4.125%
HK$138,759
baseline
▲ 0.50% · 4.625%
HK$147,202
+HK$8,443/mo
Deposit HK$19.09M · loan HK$28.63M · min. income ≈ HK$277,518/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$2,028,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,259
−HK$7,848/mo
▼ 0.25% · 3.875%
HK$149,155
−HK$3,952/mo
Today · 4.125%
HK$153,107
baseline
▲ 0.50% · 4.625%
HK$161,178
+HK$8,071/mo
Deposit HK$19.09M · loan HK$28.63M · min. income ≈ HK$306,214/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$2,028,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,333
−HK$9,553/mo
▼ 0.25% · 3.875%
HK$157,072
−HK$4,814/mo
Today · 4.125%
HK$161,886
baseline
▲ 0.50% · 4.625%
HK$171,736
+HK$9,850/mo
Deposit HK$14.32M · loan HK$33.40M · min. income ≈ HK$323,772/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$2,028,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,469
−HK$9,156/mo
▼ 0.25% · 3.875%
HK$174,014
−HK$4,611/mo
Today · 4.125%
HK$178,625
baseline
▲ 0.50% · 4.625%
HK$188,041
+HK$9,416/mo
Deposit HK$14.32M · loan HK$33.40M · min. income ≈ HK$357,250/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$2,028,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,857
−HK$12,282/mo
▼ 0.25% · 3.875%
HK$201,949
−HK$6,190/mo
Today · 4.125%
HK$208,139
baseline
▲ 0.50% · 4.625%
HK$220,804
+HK$12,665/mo
Deposit HK$4.77M · loan HK$42.95M · min. income ≈ HK$416,278/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$2,028,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,889
−HK$11,772/mo
▼ 0.25% · 3.875%
HK$223,733
−HK$5,928/mo
Today · 4.125%
HK$229,661
baseline
▲ 0.50% · 4.625%
HK$241,767
+HK$12,106/mo
Deposit HK$4.77M · loan HK$42.95M · min. income ≈ HK$459,322/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$2,028,018 · Scale 2, in force from 26 Feb 2026)