LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,813
−HK$6,823/mo
▼ 0.25% · 3.875%
HK$112,197
−HK$3,439/mo
Today · 4.125%
HK$115,636
baseline
▲ 0.50% · 4.625%
HK$122,672
+HK$7,036/mo
Deposit HK$23.86M · loan HK$23.86M · min. income ≈ HK$231,272/mo (50% DSR)
Upfront cash ≈ HK$25.89M (deposit + AVD stamp duty HK$2,028,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,053
−HK$6,540/mo
▼ 0.25% · 3.875%
HK$124,299
−HK$3,294/mo
Today · 4.125%
HK$127,593
baseline
▲ 0.50% · 4.625%
HK$134,319
+HK$6,726/mo
Deposit HK$23.86M · loan HK$23.86M · min. income ≈ HK$255,186/mo (50% DSR)
Upfront cash ≈ HK$25.89M (deposit + AVD stamp duty HK$2,028,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,575
−HK$8,188/mo
▼ 0.25% · 3.875%
HK$134,637
−HK$4,126/mo
Today · 4.125%
HK$138,763
baseline
▲ 0.50% · 4.625%
HK$147,207
+HK$8,444/mo
Deposit HK$19.09M · loan HK$28.63M · min. income ≈ HK$277,526/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$2,028,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,263
−HK$7,849/mo
▼ 0.25% · 3.875%
HK$149,159
−HK$3,953/mo
Today · 4.125%
HK$153,112
baseline
▲ 0.50% · 4.625%
HK$161,182
+HK$8,070/mo
Deposit HK$19.09M · loan HK$28.63M · min. income ≈ HK$306,224/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$2,028,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,338
−HK$9,552/mo
▼ 0.25% · 3.875%
HK$157,076
−HK$4,814/mo
Today · 4.125%
HK$161,890
baseline
▲ 0.50% · 4.625%
HK$171,741
+HK$9,851/mo
Deposit HK$14.32M · loan HK$33.40M · min. income ≈ HK$323,780/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$2,028,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,474
−HK$9,156/mo
▼ 0.25% · 3.875%
HK$174,019
−HK$4,611/mo
Today · 4.125%
HK$178,630
baseline
▲ 0.50% · 4.625%
HK$188,046
+HK$9,416/mo
Deposit HK$14.32M · loan HK$33.40M · min. income ≈ HK$357,260/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$2,028,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,863
−HK$12,282/mo
▼ 0.25% · 3.875%
HK$201,955
−HK$6,190/mo
Today · 4.125%
HK$208,145
baseline
▲ 0.50% · 4.625%
HK$220,810
+HK$12,665/mo
Deposit HK$4.77M · loan HK$42.95M · min. income ≈ HK$416,290/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$2,028,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,895
−HK$11,772/mo
▼ 0.25% · 3.875%
HK$223,739
−HK$5,928/mo
Today · 4.125%
HK$229,667
baseline
▲ 0.50% · 4.625%
HK$241,773
+HK$12,106/mo
Deposit HK$4.77M · loan HK$42.95M · min. income ≈ HK$459,334/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$2,028,077 · Scale 2, in force from 26 Feb 2026)