LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,833
−HK$6,825/mo
▼ 0.25% · 3.875%
HK$112,218
−HK$3,440/mo
Today · 4.125%
HK$115,658
baseline
▲ 0.50% · 4.625%
HK$122,695
+HK$7,037/mo
Deposit HK$23.86M · loan HK$23.86M · min. income ≈ HK$231,316/mo (50% DSR)
Upfront cash ≈ HK$25.89M (deposit + AVD stamp duty HK$2,028,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,075
−HK$6,542/mo
▼ 0.25% · 3.875%
HK$124,323
−HK$3,294/mo
Today · 4.125%
HK$127,617
baseline
▲ 0.50% · 4.625%
HK$134,344
+HK$6,727/mo
Deposit HK$23.86M · loan HK$23.86M · min. income ≈ HK$255,234/mo (50% DSR)
Upfront cash ≈ HK$25.89M (deposit + AVD stamp duty HK$2,028,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,599
−HK$8,190/mo
▼ 0.25% · 3.875%
HK$134,662
−HK$4,127/mo
Today · 4.125%
HK$138,789
baseline
▲ 0.50% · 4.625%
HK$147,234
+HK$8,445/mo
Deposit HK$19.09M · loan HK$28.64M · min. income ≈ HK$277,578/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$2,028,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,291
−HK$7,849/mo
▼ 0.25% · 3.875%
HK$149,187
−HK$3,953/mo
Today · 4.125%
HK$153,140
baseline
▲ 0.50% · 4.625%
HK$161,212
+HK$8,072/mo
Deposit HK$19.09M · loan HK$28.64M · min. income ≈ HK$306,280/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$2,028,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,366
−HK$9,555/mo
▼ 0.25% · 3.875%
HK$157,105
−HK$4,816/mo
Today · 4.125%
HK$161,921
baseline
▲ 0.50% · 4.625%
HK$171,773
+HK$9,852/mo
Deposit HK$14.32M · loan HK$33.41M · min. income ≈ HK$323,842/mo (50% DSR)
Upfront cash ≈ HK$16.35M (deposit + AVD stamp duty HK$2,028,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,506
−HK$9,158/mo
▼ 0.25% · 3.875%
HK$174,052
−HK$4,612/mo
Today · 4.125%
HK$178,664
baseline
▲ 0.50% · 4.625%
HK$188,081
+HK$9,417/mo
Deposit HK$14.32M · loan HK$33.41M · min. income ≈ HK$357,328/mo (50% DSR)
Upfront cash ≈ HK$16.35M (deposit + AVD stamp duty HK$2,028,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,899
−HK$12,285/mo
▼ 0.25% · 3.875%
HK$201,993
−HK$6,191/mo
Today · 4.125%
HK$208,184
baseline
▲ 0.50% · 4.625%
HK$220,851
+HK$12,667/mo
Deposit HK$4.77M · loan HK$42.96M · min. income ≈ HK$416,368/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$2,028,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,936
−HK$11,774/mo
▼ 0.25% · 3.875%
HK$223,781
−HK$5,929/mo
Today · 4.125%
HK$229,710
baseline
▲ 0.50% · 4.625%
HK$241,819
+HK$12,109/mo
Deposit HK$4.77M · loan HK$42.96M · min. income ≈ HK$459,420/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$2,028,455 · Scale 2, in force from 26 Feb 2026)