LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,846
−HK$6,826/mo
▼ 0.25% · 3.875%
HK$112,232
−HK$3,440/mo
Today · 4.125%
HK$115,672
baseline
▲ 0.50% · 4.625%
HK$122,710
+HK$7,038/mo
Deposit HK$23.87M · loan HK$23.87M · min. income ≈ HK$231,344/mo (50% DSR)
Upfront cash ≈ HK$25.90M (deposit + AVD stamp duty HK$2,028,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,090
−HK$6,542/mo
▼ 0.25% · 3.875%
HK$124,338
−HK$3,294/mo
Today · 4.125%
HK$127,632
baseline
▲ 0.50% · 4.625%
HK$134,360
+HK$6,728/mo
Deposit HK$23.87M · loan HK$23.87M · min. income ≈ HK$255,264/mo (50% DSR)
Upfront cash ≈ HK$25.90M (deposit + AVD stamp duty HK$2,028,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,615
−HK$8,191/mo
▼ 0.25% · 3.875%
HK$134,678
−HK$4,128/mo
Today · 4.125%
HK$138,806
baseline
▲ 0.50% · 4.625%
HK$147,252
+HK$8,446/mo
Deposit HK$19.09M · loan HK$28.64M · min. income ≈ HK$277,612/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$2,028,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,308
−HK$7,851/mo
▼ 0.25% · 3.875%
HK$149,205
−HK$3,954/mo
Today · 4.125%
HK$153,159
baseline
▲ 0.50% · 4.625%
HK$161,232
+HK$8,073/mo
Deposit HK$19.09M · loan HK$28.64M · min. income ≈ HK$306,318/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$2,028,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,384
−HK$9,556/mo
▼ 0.25% · 3.875%
HK$157,124
−HK$4,816/mo
Today · 4.125%
HK$161,940
baseline
▲ 0.50% · 4.625%
HK$171,794
+HK$9,854/mo
Deposit HK$14.32M · loan HK$33.41M · min. income ≈ HK$323,880/mo (50% DSR)
Upfront cash ≈ HK$16.35M (deposit + AVD stamp duty HK$2,028,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,526
−HK$9,159/mo
▼ 0.25% · 3.875%
HK$174,073
−HK$4,612/mo
Today · 4.125%
HK$178,685
baseline
▲ 0.50% · 4.625%
HK$188,104
+HK$9,419/mo
Deposit HK$14.32M · loan HK$33.41M · min. income ≈ HK$357,370/mo (50% DSR)
Upfront cash ≈ HK$16.35M (deposit + AVD stamp duty HK$2,028,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,923
−HK$12,286/mo
▼ 0.25% · 3.875%
HK$202,017
−HK$6,192/mo
Today · 4.125%
HK$208,209
baseline
▲ 0.50% · 4.625%
HK$220,878
+HK$12,669/mo
Deposit HK$4.77M · loan HK$42.96M · min. income ≈ HK$416,418/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$2,028,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,962
−HK$11,776/mo
▼ 0.25% · 3.875%
HK$223,808
−HK$5,930/mo
Today · 4.125%
HK$229,738
baseline
▲ 0.50% · 4.625%
HK$241,848
+HK$12,110/mo
Deposit HK$4.77M · loan HK$42.96M · min. income ≈ HK$459,476/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$2,028,699 · Scale 2, in force from 26 Feb 2026)