LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,851
−HK$6,825/mo
▼ 0.25% · 3.875%
HK$112,236
−HK$3,440/mo
Today · 4.125%
HK$115,676
baseline
▲ 0.50% · 4.625%
HK$122,715
+HK$7,039/mo
Deposit HK$23.87M · loan HK$23.87M · min. income ≈ HK$231,352/mo (50% DSR)
Upfront cash ≈ HK$25.90M (deposit + AVD stamp duty HK$2,028,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,095
−HK$6,543/mo
▼ 0.25% · 3.875%
HK$124,343
−HK$3,295/mo
Today · 4.125%
HK$127,638
baseline
▲ 0.50% · 4.625%
HK$134,365
+HK$6,727/mo
Deposit HK$23.87M · loan HK$23.87M · min. income ≈ HK$255,276/mo (50% DSR)
Upfront cash ≈ HK$25.90M (deposit + AVD stamp duty HK$2,028,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,621
−HK$8,191/mo
▼ 0.25% · 3.875%
HK$134,684
−HK$4,128/mo
Today · 4.125%
HK$138,812
baseline
▲ 0.50% · 4.625%
HK$147,258
+HK$8,446/mo
Deposit HK$19.09M · loan HK$28.64M · min. income ≈ HK$277,624/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$2,028,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,314
−HK$7,851/mo
▼ 0.25% · 3.875%
HK$149,211
−HK$3,954/mo
Today · 4.125%
HK$153,165
baseline
▲ 0.50% · 4.625%
HK$161,239
+HK$8,074/mo
Deposit HK$19.09M · loan HK$28.64M · min. income ≈ HK$306,330/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$2,028,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,391
−HK$9,556/mo
▼ 0.25% · 3.875%
HK$157,131
−HK$4,816/mo
Today · 4.125%
HK$161,947
baseline
▲ 0.50% · 4.625%
HK$171,801
+HK$9,854/mo
Deposit HK$14.32M · loan HK$33.42M · min. income ≈ HK$323,894/mo (50% DSR)
Upfront cash ≈ HK$16.35M (deposit + AVD stamp duty HK$2,028,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,533
−HK$9,160/mo
▼ 0.25% · 3.875%
HK$174,080
−HK$4,613/mo
Today · 4.125%
HK$178,693
baseline
▲ 0.50% · 4.625%
HK$188,112
+HK$9,419/mo
Deposit HK$14.32M · loan HK$33.42M · min. income ≈ HK$357,386/mo (50% DSR)
Upfront cash ≈ HK$16.35M (deposit + AVD stamp duty HK$2,028,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,931
−HK$12,287/mo
▼ 0.25% · 3.875%
HK$202,026
−HK$6,192/mo
Today · 4.125%
HK$208,218
baseline
▲ 0.50% · 4.625%
HK$220,887
+HK$12,669/mo
Deposit HK$4.77M · loan HK$42.96M · min. income ≈ HK$416,436/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$2,028,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,971
−HK$11,777/mo
▼ 0.25% · 3.875%
HK$223,817
−HK$5,931/mo
Today · 4.125%
HK$229,748
baseline
▲ 0.50% · 4.625%
HK$241,858
+HK$12,110/mo
Deposit HK$4.77M · loan HK$42.96M · min. income ≈ HK$459,496/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$2,028,784 · Scale 2, in force from 26 Feb 2026)