LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,859
−HK$6,826/mo
▼ 0.25% · 3.875%
HK$112,245
−HK$3,440/mo
Today · 4.125%
HK$115,685
baseline
▲ 0.50% · 4.625%
HK$122,724
+HK$7,039/mo
Deposit HK$23.87M · loan HK$23.87M · min. income ≈ HK$231,370/mo (50% DSR)
Upfront cash ≈ HK$25.90M (deposit + AVD stamp duty HK$2,028,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,104
−HK$6,543/mo
▼ 0.25% · 3.875%
HK$124,352
−HK$3,295/mo
Today · 4.125%
HK$127,647
baseline
▲ 0.50% · 4.625%
HK$134,376
+HK$6,729/mo
Deposit HK$23.87M · loan HK$23.87M · min. income ≈ HK$255,294/mo (50% DSR)
Upfront cash ≈ HK$25.90M (deposit + AVD stamp duty HK$2,028,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,630
−HK$8,192/mo
▼ 0.25% · 3.875%
HK$134,694
−HK$4,128/mo
Today · 4.125%
HK$138,822
baseline
▲ 0.50% · 4.625%
HK$147,269
+HK$8,447/mo
Deposit HK$19.10M · loan HK$28.64M · min. income ≈ HK$277,644/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$2,028,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,325
−HK$7,852/mo
▼ 0.25% · 3.875%
HK$149,223
−HK$3,954/mo
Today · 4.125%
HK$153,177
baseline
▲ 0.50% · 4.625%
HK$161,251
+HK$8,074/mo
Deposit HK$19.10M · loan HK$28.64M · min. income ≈ HK$306,354/mo (50% DSR)
Upfront cash ≈ HK$21.12M (deposit + AVD stamp duty HK$2,028,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,402
−HK$9,557/mo
▼ 0.25% · 3.875%
HK$157,143
−HK$4,816/mo
Today · 4.125%
HK$161,959
baseline
▲ 0.50% · 4.625%
HK$171,814
+HK$9,855/mo
Deposit HK$14.32M · loan HK$33.42M · min. income ≈ HK$323,918/mo (50% DSR)
Upfront cash ≈ HK$16.35M (deposit + AVD stamp duty HK$2,028,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,546
−HK$9,160/mo
▼ 0.25% · 3.875%
HK$174,093
−HK$4,613/mo
Today · 4.125%
HK$178,706
baseline
▲ 0.50% · 4.625%
HK$188,126
+HK$9,420/mo
Deposit HK$14.32M · loan HK$33.42M · min. income ≈ HK$357,412/mo (50% DSR)
Upfront cash ≈ HK$16.35M (deposit + AVD stamp duty HK$2,028,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,946
−HK$12,287/mo
▼ 0.25% · 3.875%
HK$202,041
−HK$6,192/mo
Today · 4.125%
HK$208,233
baseline
▲ 0.50% · 4.625%
HK$220,904
+HK$12,671/mo
Deposit HK$4.77M · loan HK$42.97M · min. income ≈ HK$416,466/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$2,028,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,988
−HK$11,777/mo
▼ 0.25% · 3.875%
HK$223,834
−HK$5,931/mo
Today · 4.125%
HK$229,765
baseline
▲ 0.50% · 4.625%
HK$241,876
+HK$12,111/mo
Deposit HK$4.77M · loan HK$42.97M · min. income ≈ HK$459,530/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$2,028,936 · Scale 2, in force from 26 Feb 2026)